5072 A1A S, Saint Augustine, FL, 32080 | $950,000

5072 A1A South - East Side A1A | Heart of Anastasia Island

Appraised Coastal Asset with Income Potential

Strategic beachside positioning. Proven value. Reduced risk. Immediate upside.

Located on the coveted east side of A1A South in the heart of Anastasia Island, 5072 A1A places you approximately 90 seconds from the Atlantic Ocean -- with no streets to cross and direct walk-out beach access. In the short-term rental market, proximity drives bookings. This location delivers it.

Positioned directly along the iconic A1A coastal corridor -- the main artery of Anastasia Island's beach lifestyle -- properties on the east side consistently command attention for accessibility, visibility, and guest convenience. Beach walkability remains one of the strongest performance drivers in this market. This newly constructed 4-bedroom, 3-bath residence offers 2, 448 square feet of modern coastal design with an open-concept layout ideal for both personal enjoyment and group rentals. The expansive kitchen and living area anchor the home, with dual sliders overlooking a protected preserve -- offering sunset views and privacy that distinguish it from surrounding inventory. Built for Durability. Built for Peace of Mind. " 10-year new construction builder warranty " Metal roof for long-term durability and insurance efficiency " Hurricane-impact windows throughout " Located in Flood Zone X (no lender-required flood insurance) " Foundation elevated an additional 18 inches prior to pour for enhanced protection For investors, these are not just features -- they represent reduced exposure, lower maintenance risk, and long-term structural confidence. The backyard presents immediate value-add potential, with ample room to install a private pool -- a feature that can significantly enhance nightly rental rates and overall ROI. A cleared access path places the beach just moments away, a marketing advantage that resonates strongly with vacation guests. VALUE & POSITIONING " Current appraisal: $1, 164, 000 " Identical neighboring home recently closed for over $150, 000 more than the current asking price " Newly built construction minimizing deferred maintenance risk " East-side A1A location in the heart of Anastasia Island This is not speculative coastal buying. It is appraised value with measurable upside and engineered resilience. For investors seeking flexibility, this property offers a compelling hybrid model: Use it personally when desired -- and allow short-term rentals to offset, or potentially cover, your carrying costs. Own a beach house that works for you when you're not using it. For portfolio-minded buyers, a rare opportunity exists to acquire the adjacent property and control side-by-side beach inventory -- an increasingly scarce advantage on Anastasia Island. Whether positioned as a high-performing short-term rental, a seasonal second home, or a long-term appreciation hold, 5072 A1A South represents intelligently priced coastal real estate in one of Northeast Florida's strongest and most resilient beach markets. Strategic. Appraised. Walkable. Income-capable. Engineered to last. Private investment review available upon request.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Style: Contemporary
  • Year Built: 2025
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,448
  • Acreage: 0.16
  • Est. Taxes: $1,683
  • Appliances: Dishwasher, Dryer, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Washer, Microwave, Refrigerator
  • MLS#: 2065084
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/2065084/5072a1as_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5072 A1A S, Saint Augustine, FL, 32080

$950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $760,000 $760,000 $760,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.858% 5.787%
Monthly Tax Payment $140 $140 $140
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,197 $4,435 $6,260
Total Monthly Payment $4,429 $4,667 $6,492

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.