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One or more photo(s) has been virtually staged. Discover easy Florida living in this beautifully updated 1-bedroom, 1-bath condo in the well-maintained Harbor Villas community. This move-in ready home features a bright open floor plan, a fully renovated kitchen with granite countertops, new cabinetry, and updated appliances, along with a beautifully remodeled bathroom and fresh interior paint throughout.
Recent upgrades include a new AC system and a tankless on-demand water heater, adding comfort, efficiency, and long-term value.
Enjoy the added flexibility of an enclosed back patio, perfect as a reading nook, home office, or additional living space, along with a convenient storage closet.
Harbor Villas offers a well-kept community with a clubhouse, shuffleboard courts, and a laundry facility just steps away. Residents also have the option to join the private beach for just $200 per year — a rare and affordable bonus for enjoying Florida’s coastal lifestyle.
The low monthly condo fee of $455 covers cable TV, water, sewer, trash, exterior maintenance (including roof), grounds maintenance, pest control, and reserves — offering truly worry-free living and one of the best values in the area.
Ideally located within walking distance to Publix, banking, dining, and shopping, and just a short drive to vibrant downtown New Port Richey with year-round events, restaurants, and entertainment.
Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$102,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $82,320 | $82,320 | $82,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $19 | $19 | $19 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $487 | $514 | $673 |
| Total Monthly Payment | $581 | $608 | $767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.