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Presented by
Moe Steverman |
405 RIDGECREST DRIVE, Punta Gorda, FL, 33982 | $445,000
Waterfront Living with Rapid Access to Open Water in Peace River Shores
Set in the sought-after waterfront community of Peace River Shores, this property is a dream basecamp for boaters who value fast, unobstructed access to the water. From your backyard dock, enjoy a short, efficient ride to the Peace River, Charlotte Harbor, and onward to the Gulf of Mexico—ideal for fishing runs, sunset cruises, and spontaneous days on the water.
The home offers a smart, split-bedroom layout with two bedrooms and two baths, creating privacy for owners and guests alike. A spacious main living area flows into an enclosed Florida room that overlooks the water, where daily views include native wildlife and passing boats. The kitchen and living spaces are designed for easy entertaining after a day on the water.
Outside is where this property truly shines for the boating lifestyle. In addition to the attached garage, the property features multiple outbuildings including a large, full-size shop—perfect for storing boats, trailers, RVs, fishing gear, and water toys. The private dock and boat lift accommodate up to a 24-foot vessel, making it easy to be on the water within minutes.
Peace of mind comes with key upgrades, including a roof replaced just 2 years ago and a water heater only 1 year old. The home is located in an X flood zone and was not impacted by recent hurricanes, adding another layer of confidence.
Peace River Shores is a non-deed-restricted community offering a neighborhood boat ramp and clubhouse, allowing flexibility rarely found in waterfront neighborhoods. Conveniently located near shopping, dining, and daily necessities, yet tucked away enough to preserve a private, laid-back coastal feel.
Whether you’re an avid fisherman, cruiser, or waterfront enthusiast, this property delivers storage, access, and lifestyle—all with exceptionally quick time to open water.
Features
- Rooms: 10
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 75 x 106
- Laundry: In Garage
- Year Built: 1987
- Garage: 2-car Boat, RV Garage, Workshop in Garage
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,492
- Acreage: 0.41
- Lot Size: 75 x 106
- Est. Taxes: $3,596
- Lot Desc: Corner Lot
- View: Water
- Elem. School: East Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: C7521474
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/C7521474/405ridgecrestdrive_puntagorda_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Moe StevermanLuxury Properties Specialist
781.799.7133
Moe.Steverman@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 23716
781.490.5670
Andrew.vanDyk@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
405 RIDGECREST DRIVE, Punta Gorda, FL, 33982
$445,000
Moe Steverman
Luxury Properties Specialist
William Raveis Real Estate
Phone: 781.799.7133
Moe.Steverman@raveis.com
Andrew van Dyk
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 781.490.5670
Andrew.vanDyk@raveis.com
NMLS Mortgage Loan Originator ID 23716
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $356,000 | $356,000 | $356,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,049 | $2,132 | $2,862 |
| Total Monthly Payment | $2,424 | $2,507 | $3,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388