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Welcome to this lakefront patio home in the desirable Peridia Isle community, featuring one of the larger floorplans at approximately 1, 840 square feet. Offering 2BR, 2BA plus a versatile den, the home provides a well-planned layout ideal for comfortable everyday living and entertaining, enhanced by volume ceilings that create a light and open feel. Enjoy tranquil lake views through New Panoramic lanai screens, adding to the home’s serene and inviting setting. The kitchen features granite countertops, a New dishwasher & New refrigerator and opens seamlessly to the dining and living areas. Both bathrooms have been updated with New countertops, New toilets, and New faucets. The primary suite includes a walk-in closet, dual sinks, and a walk-in shower, while a second bedroom at the front of the home provides privacy for guests. The den offers flexible use as a home office or additional guest space. An interior laundry/utility room adds convenience. Recent improvements include a newer roof (01/2022), A/C system (01/2021), full replacement of ductwork within the last few years, and a whole-house air purifier for enhanced indoor air quality. The back lanai floor, walkway, and driveway have been freshly painted. The property also includes a spa that is currently not operational but may be restored. The garage offers additional storage with extra built-in cabinets and countertops. Located within Peridia Golf & Country Club, residents have access to a golf course, clubhouse, swimming pool, tennis courts, pickleball, a Tiki bar, and on-site dining, along with a variety of social and recreational activities available within the community. One-time capital reserve of $4, 000 due at closing. Master Association-$938 Quarterly, Yard maintenance- 455 Quarterly. Annual Food/beverage Minimum- $450. One-time application fee of $200 is required for new residents.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $486 | $486 | $486 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,154 | $2,241 | $2,959 |
| Total Monthly Payment | $2,715 | $2,802 | $3,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.