6135 SW 86TH CIRCLE, Ocala, FL, 34481 | $644,999

FURNISHED golf course living with breathtaking views, designer upgrades, and the resort lifestyle buyers dream about - all at an exceptional value in Del Webb Stone Creek. Perfectly positioned overlooking the 16th green, this better-than-new Stellar model offers the rare combination of privacy, panoramic golf vistas, and effortless indoor-outdoor living. Built in 2023 and lightly lived in by seasonal owners, this stunning 2, 500+ SF residence is move-in ready with over $100, 000+ in post-construction upgrades already completed for you. From the expanded screened lanai and custom outdoor living space, to the elegant finishes and curated designer details throughout, every aspect of this home was created for comfort, entertaining, and easy Florida living. Imagine starting your mornings with coffee overlooking the fairway, spending afternoons enjoying Stone Creek’s world-class amenities, and ending the day with sunset views from your private lanai. This is the kind of home that makes every day feel like a getaway. Inside, the open-concept layout features 3 bedrooms, 3 full bathrooms, a dedicated flex room/office with custom built-ins, and a spacious Great Room with tray ceilings and expansive sliding glass doors that fully embrace the outdoor setting. The gourmet kitchen showcases granite countertops, stainless steel appliances, upgraded cabinetry, custom wooden pantry shelving, and imported Moroccan pendant lighting. The private guest suite with custom Murphy bed offers ideal privacy for visiting family and friends, while the luxurious Primary Suite captures tranquil golf course views and features a spa-inspired bath with frameless glass shower, dual vanities, and a beautifully customized walk-in closet. The oversized screened enclosure spans the full width of the home and was specifically designed to maximize the stunning views while creating an inviting year-round outdoor living experience. Positioned with the fairway to the left and 17th tee box to the right, the homesite delivers beautiful golf scenery without concern for errant shots. Additional highlights include an extended 3-car garage with epoxy flooring, upgraded paver driveway and walkway, stacked stone exterior accents, mature landscaping, custom exterior lighting, and numerous premium upgrades throughout. Homes with this combination of views, upgrades, condition, and value rarely become available. Schedule your private showing and experience the Stone Creek lifestyle.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Handicap Modified, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Wheelchair Access
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 76 x 120
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2023
  • Garage: 3-car Driveway, Garage Door Opener, Golf Cart Garage
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,512
  • Acreage: 0.21
  • Lot Size: 76 x 120
  • Est. Taxes: $7,693
  • HOA Fee: $3,843 Annually
  • Lot Desc: Landscaped, On Golf Course
  • View: Golf Course
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Refrigerator, Washer
  • MLS#: OM718069
  • Days on Market: 113 days
  • Website: https://www.raveis.com
    /prop/OM718069/6135sw86thcircle_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/22/2026 5:49:28 AM)
Listing courtesy of ENGEL & VOLKERS OCALA   Phone: 352-820-4770

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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6135 SW 86TH CIRCLE, Ocala, FL, 34481

$644,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $515,999 $515,999 $515,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $641 $641 $641
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,090 $3,258 $4,285
Total Monthly Payment $3,823 $3,991 $5,018

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.