2296 MONACO LANE, #16, Clearwater, FL, 33763 | $260,000

Welcome home to this first floor 2 bed, 2 bath oasis, ideally located just a short walk from the West Activity Center and Harbor Lake. You are just steps away from a wealth of amenities the community has to offer, including a heated swimming pool, jacuzzi, computer center and billiard room complete with 10 pool tables. Park in your assigned parking spot right outside the front door and step inside the expansive living room where you will be greeted by beautiful luxury vinyl plank flooring and plantation shutters installed throughout the condo. The large, updated kitchen features newer appliances, granite countertops, a ceramic tile backsplash and stylish, slow-close shaker cabinetry. There's also plenty of open space for an island to expand your countertops, cabinet space and eating area. This kitchen is a true delight for any home chef. Enjoy the comfort and privacy of the primary bedroom with a large walk-in closet and en suite bathroom, tastefully decorated with wainscoting, a dual sink vanity, mirror and lighting, a walk-in shower with built in bench seat, and a comfort-height commode, offering a blend of style and functionality. The second bedroom includes a built-in desk and cabinetry and plenty of closet space. The second bathroom includes an updated vanity, commode, lighting and mirror. A convenient washer and dryer is also included. The HVAC unit was replaced in 2016 and windows in 2020. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses with 9 and 18 holes, two heated swimming pools, and two activity centers. Stay fit with the remodeled Cardio Gym, equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, billiards, and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. If financing, 35% down payment is required and association approval is required. Don't miss out on this fantastic opportunity to own a contemporary condo in a prime location. Schedule your showing today!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Elevator(s), Gated, Laundry, Maintenance
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Complex: ON TOP OF THE WORLD
  • Year Built: 1992
  • Approx Sq. Feet: 1,210
  • Est. Taxes: $3,050
  • Condo Fee: $527 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8472575
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/TB8472575/2296monacolane_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 11:47:06 AM)
Listing courtesy of ON TOP OF THE WORLD RE   Phone: 727-799-3417

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2296 MONACO LANE, #16, Clearwater, FL, 33763

$260,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $208,000 $208,000 $208,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $254 $254 $254
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,165 $1,246 $1,672
Total Monthly Payment $1,494 $1,575 $2,001

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.