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Premium location in the highly desirable Cypress Ridge community! This beautifully maintained Harbor Oak Model offers exceptional privacy, backing to serene wooded views with no neighboring home on one side, plus nearby common ground-perfect for play, pets, or peaceful walks. Enjoy energy efficiency with paid-off solar panels and classic Southern charm from the covered front porch. Inside, the open-concept layout is ideal for entertaining, enhanced by a neutral coastal color palette. The dream kitchen features double ovens, 42" cabinetry, a gas cooktop, granite countertops, and a spacious pantry. A first-floor bedroom provides flexibility for guests or multi-generational living. Upstairs, the owner's suite is a true retreat with an extended sitting area, a luxurious tiled shower, and a large walk-in closet that connects directly to the laundry room with utility sink. Two additional generously sized bedrooms and a large loft complete the second level. Step outside to your private backyard oasis with an expanded paver patio, fire pit, gazebo, and 6 person Infinity hot tub-perfect for relaxing or entertaining. Additional features include a formal dining room or flex space with crown molding, upgraded lighting, enhanced landscaping, a finished garage with service door, built-in home theater surround sound, security system, and a tankless water heater. Washer and Dryer Convey. Enjoy Cypress Ridge's resort-style amenities that make every day feel like a vacation. Conveniently located near New Riverside Barn Park, shopping, dining, and the upcoming New Riverside Linear Trail, with an easy commute to Old Town Bluffton, Hilton Head Island beaches, Beaufort, and Savannah.
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$614,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $491,200 | $491,200 | $491,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.296% | 6.406% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,867 | $3,024 | $3,981 |
| Total Monthly Payment | $2,959 | $3,116 | $4,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.