3039 High Street, Mohegan Lake, NY, 10547 | $450,000

A rare single-family retreat, this enchanting bungalow ranch is tucked away on a half-acre cul-de-sac in the coveted Lake Mohegan community. Built in 1935 and fully renovated in 2020, the home blends timeless charm with modern finishes, including bamboo flooring and quartz countertops, all within a bright, thoughtfully designed layout. An enclosed three-season porch offers a peaceful escape for morning coffee or evening unwinding, while the fenced backyard creates a private outdoor sanctuary. Association amenities span 25 lakefront acres, featuring a sandy beach with swimming area, seasonal lifeguard supervision, playground, sports field, paddle and handball courts, and a bath house. Perfectly positioned close to shopping, schools, parks, and the parkway, with easy access to Metro-North for a seamless NYC commute, this home offers the ease of condo living—without shared walls—in a setting that feels worlds away.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, In Basement
  • Style: Bungalow, Ranch
  • Year Built: 1935
  • Heating: Forced Air, Oil
  • Cooling: Central Air
  • Basement: See Remarks, Unfinished
  • Approx Sq. Feet: 854
  • Acreage: 0.5
  • Est. Taxes: $11,231
  • Lot Desc: Cul-De-Sac
  • Elem. School: Lincoln Titus Elementary School
  • Middle School: Lakeland-Copper Beech Middle Sch
  • High School: Lakeland High School
  • School District: Lakeland
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 957312
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/957312/3039highstreet_moheganlake_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Houlihan Lawrence Inc.   Phone: 914-277-8040

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

3039 High Street, Mohegan Lake, NY, 10547

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $936 $936 $936
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,246 $2,965
Total Monthly Payment $3,167 $3,257 $3,976

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.