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Presented by
Mindy Wolkstein |
Sun-Filled & Spacious Home in a Highly Desirable Congers! Welcome to this beautifully maintained home offering a perfect blend of comfort, style, and functionality ! Step inside to an open and airy floor plan filled with natural light. The inviting living room features a large bay window and flows seamlessly into the dining area — ideal for family gatherings and entertaining. The country kitchen boasts warm honey wood cabinetry, gleaming granite countertops, and stainless steel appliances. A bright sunroom off the kitchen provides extra living space — perfect as a family room, dining area, or cozy reading nook — and opens to a deck overlooking your private backyard oasis. Enjoy endless summer fun in your beautiful backyard featuring an in-ground pool — perfect for barbecues, parties, and relaxing weekends. The main level offers a spacious primary bedroom, two additional bedrooms, and a fully updated bathroom with floor-to-ceiling tile. The lower level expands your living space with a large family room filled with natural light and charming wainscoting. You’ll also find two additional rooms that can be used as bedroom, a home office, gym, or guest space — plus a mud and laundry area. Hardwood floors, freshly painted and plenty of storage. Roof 2020, Driveway 2025, New Boiler 2025, Hwh 21, , Pool pump 2024, Fridge & dishwasher 2025. Wiring in ground for an invisible dog fence. Conduit on back deck with heater in the gutter. Located just a short walk to Kings Park, featuring playgrounds, baseball fields, and basketball courts — and close to shopping, dining, transportation, and top-rated Clarkstown Schools. Minutes to Rockland & Congers Lake w/Pool & parks, walking trails. Take a stroll over to the charming Village of Nyack. Close to Palisades mall, shops of Nanuet. A commuter's dream to all major highways to NYC & NJ. Plus the new Hudson Link Bus/Metro North train system to Grand Central & Major highways to the metro area
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$788,000
Sales Associate
William Raveis Real Estate
Phone: 203.216.1287
Mindy.Wolkstein@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $630,400 | $630,400 | $630,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $1,232 | $1,232 | $1,232 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,481 | $3,729 | $5,026 |
| Total Monthly Payment | $4,805 | $5,053 | $6,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.