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One or more photo(s) has been virtually staged. This 5 bedroom, 3 bathroom single family home in Clubhouse Estates in Clearwater offers 3, 172 square feet on a 0. 27 acre golf course lot in the Countryside area. Built in 1982 with block construction and a slab foundation, the property includes a 3 car garage, optional HOA of $40 per year, and is located in an X flood zone where flood insurance is not required. The 90 by 131 foot lot provides a deep setback from the cart path and open golf course views, with room to add a future pool.
The layout functions as either five bedrooms or four bedrooms plus a dedicated office, providing flexibility for remote work or additional living space. Tile floors run throughout the home for durability and easy maintenance. Generous living areas connect to an 820 square foot wraparound covered porch spanning the rear of the property, positioned to capture expansive fairway views and support year round outdoor living.
Major systems have been addressed. The roof was replaced in 2025, the electrical panel updated in 2025, HVAC replaced in 2017, water heater installed in 2015, and all windows are hurricane rated and were installed in 2019. These improvements reduce near term capital expenses and support long term structural integrity.
The 720 square foot three car garage features a durable acrylic floor coating and offers substantial storage and parking capacity. Public utilities service the home. Included appliances are the refrigerator, range, microwave, dishwasher, disposal, washer, and dryer. There is no fireplace.
Located in Clearwater’s Countryside area, Clubhouse Estates provides convenient access to shopping, dining, golf, and major commuter routes. This is a move up opportunity where core systems are already updated, allowing a future owner to modernize interior finishes over time if desired. Seller is offering a $6, 000. 00 credit toward interior painting, with an acceptable offer.
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$890,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $712,000 | $712,000 | $712,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.289% | 6.373% | 6.203% |
| Monthly Tax Payment | $440 | $440 | $440 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,212 | $4,384 | $6,008 |
| Total Monthly Payment | $4,744 | $4,916 | $6,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.