4836 SHADY PINES DRIVE, St. Cloud, FL, 34772 | $512,000

MOTIVATED SELLER, JUST DROPED DOWN DE PRICE!!!! PLEASE NOTE THAT TAXES DO NOT REFLECT HOMESTEAD EXEMPTION OR ANY OTHER MILITARY CREDIT AS IT WAS BOUGHT AS A SECONDARY HOME!!!Built beyond builder grade, this like-new residence (2024) features thousands of dollars in premium structural upgrades you won't find in standard new construction. Why wait on the builder when this exceptional home is already complete and ready now? Thoughtfully constructed beyond builder-grade standards, this home showcases the level of quality and attention typically reserved for model homes. Carefully selected structural enhancements elevate both form and function, offering a refined living experience buyers often wait months-and pay significantly more-to achieve. Here, every major upgrade is already in place, eliminating uncertainty, construction delays, and additional costs. Opportunities like this are limited. Homes with this level of upgrades, condition, and readiness rarely come to market. Located within a brand-new community, this property presents a rare opportunity to own one of the most comprehensively upgraded homes available while still enjoying the benefits of new construction. Simply bring your furnishings and make it your own-this is turnkey quality without the builder timeline.
The heart of the home is a stunning gourmet kitchen featuring stacked perimeter cabinetry, crown molding, matte gold hardware, and a striking navy island with Level 3 Valence Pearl quartz and soft-close doors and drawers. Fully upgraded Samsung stainless steel appliance package includes a 5-element WiFi cooktop, microwave/oven combo, hood, dishwasher, and upgraded refrigerator. Level 4 wall tile extends to the ceiling, creating a true designer finish.

A versatile in-law suite offers a private en-suite bath with dual access—one from inside the home and an additional exterior entrance—providing endless options for guests, multigenerational living, or home office flexibility.

The primary retreat features tray ceilings, laminate flooring, and a spa-like bathroom with skylight, upgraded 3/8” shower enclosure with bench, linen closet, walk-in closet with door, and Level 4 wall tile to the ceiling with upgraded shower floor tile.

Situated on a desirable corner lot, the home showcases Elevation B with Calico stone accents, a paved driveway, and inviting covered, paved lanai. Interior highlights include 9’4” ceilings, tray ceilings in the living room, hallway, and primary bedroom, Level 6 oversized 32”x32” ceramic tile throughout main living areas and baths, blinds throughout, and upgraded sliding glass doors plus expanded living room windows for added natural light.

Additional thoughtful upgrades include pendant light pre-wires over the island, pre-plumb for a future water softener, a structural wall upgrade for a future summer kitchen on the lanai, and flood light pre-wire—making this home as functional as it is beautiful. Don't let this opportunity pass you by. Schedule your showing today!

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Contemporary
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,173
  • Acreage: 0.21
  • Est. Taxes: $9,054
  • HOA Fee: $70 Monthly
  • Lot Desc: Corner Lot
  • Elem. School: St Cloud Elem
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: S5142774
  • Days on Market: 96 days
  • Website: https://www.raveis.com
    /prop/S5142774/4836shadypinesdrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 10:47:07 PM)
Listing courtesy of NORTHGROUP REAL ESTATE, INC   Phone: 561-222-1850

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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4836 SHADY PINES DRIVE, St. Cloud, FL, 34772

$512,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $409,600 $409,600 $409,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $755 $755 $755
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,522 $2,623 $3,429
Total Monthly Payment $3,368 $3,469 $4,275

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.