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Under contract-accepting backup offers. PRICED TO SELL! Welcome to a rare opportunity to own a beautiful maintenance-free luxury townhome in the gated Palma Vista community. This waterfront property is one of the most desirable in Palma Vista. And Palma Vista is located in Tampa palms, one of tampa's most sought after master planned communities. This 3 bedroom, 2 1/2 bath residence with a 2 car garage is truly move in ready. The home has been exceptionally well maintained, and is ready for carefree luxury living and entertaining. In addition to the major kitchen, patio, loft and office upgrades noted above, other features include an impressive large ceiling fan in the living room, custom plantation shutters throughout, carpet on the stairs and loft for quieter footsteps, fresh paint and the office and master bath, bamboo flooring in both upstairs bedrooms, an electric fireplace in the loft, upgraded shower heads, custom sink and granite in the half bath, granite kitchen sink, new top rated microwave, new cabinet closing the refrigerator, excellent stainless steel appliances and washer and dryer included. Additionally there is custom cabinetry and both of the large upstairs bedroom closets, built in wall shelves with a Murphy bed in one bedroom, additional cabinets and the two full baths, and ceiling fans and lights in all of bedrooms and the office.
The home is bright and airy thanks to extra windows from its end unit location, and the open floor plan is highly functional the chef's kitchen includes a walk in pantry, a breakfast bar, and adjacent dining area with space for a table and six chairs. The primary suite is downstairs and features a spa inspired bath with dual vanities, a walk in shower, and a generous walk in closet. Upstairs you will find a versatile loft available for entertainment and\ or use as a cozy retreat. The upstairs bedrooms are spacious and share a Jack and Jill bathroom. The office, with large windows overlooking the lake, includes 2 built-in desks and cabinetry ideal for work or hobbies.
This HOA is procative with a monthly fee of $627. 54. Recent community improvements include repaving all streets and parking areas, new secure mailboxes, fresh mulch, and ongoing landscaping enhancements appropriate for a high end community. One major financial advantage of Palma Vista is that the association not only maintains the building exteriors and roofs, landscaping, two swimming pools, fitness room and clubhouse: they also INSURE THE OUTSIDE WALLS AND ROOFS, significantly reducing homeowner’s insurance burden; this is uncommon among townhome communities. Additional financial benefits include spectrum cable TV and Internet, inside and outside pest control, and in ground pest system, and trash collection. There exists a special HOA assessment to augment reserves, however, WITH THE RIGHT OFFER, THE SELLER COULD PAY OFF THE SPECIAL ASSESSMENT at closing.
Tampa Palms also offers excellent lifestyle amenities with only $322 annual dues. Residents enjoy bike and walking paths. Five parks, an Olympic size heated pool. Tennis and pickleball courts, playgrounds and a large clubhouse with a restaurant, along with great golf and tennis membership opportunities.
LOCATION. LOCATION. LOCATION. Palma Vista offers easy access to restaurants, shopping, medical facilities, and I-75 and I-275, making daily errands or communiting simple.
Enjoy the carefree luxury lifestyle, the many amenitites, and spend quiet time on the patio with water and conservation views!
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $286,000 | $286,000 | $286,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $269 | $269 | $269 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,646 | $1,831 | $2,375 |
| Total Monthly Payment | $1,990 | $2,175 | $2,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.