17025 PERU ROAD, Umatilla, FL, 32784 | $794,900

Set on a stunning almost 90 acre private ski lake with your own private boat ramp, this beautifully maintained lakefront home offers breathtaking water views, deep water access and an ideal blend of space, comfort, and lifestyle. Enjoy boating, skiing, fishing, and unforgettable sunsets right from your own backyard.

A newly added primary bedroom retreat provides a private sanctuary with generous space and an en-suite bath, creating the perfect owner’s escape. On the first floor, a bedroom with its own bathroom and private balcony previously served as the primary suite and is ideal for in-law living, guests, or multi-generational use.

One of the secondary bedrooms features a charming loft accessed by ladder, complete with a skylight — a delightful fort-style space perfect for little ones or creative use.

The kitchen is thoughtfully designed with a custom eat-in area, granite countertops, and ample cabinetry, offering both functionality and warmth for everyday living and entertaining. The living room is filled with natural light, anchored by a wood-burning fireplace, and overlooks the lake, creating an inviting and peaceful gathering space.

Additional living areas include a large bonus room, flex room, and a dedicated gym area, providing endless options for work-from-home, hobbies, or recreation. There is a golf cart-mower garage in the rear and a 4 car carport in the front with direct covered entry into the home.

Recent upgrades offer peace of mind, including a new roof (2023), new appliances (2024), three A/C units total, main unit replaced in 2025, a 2019 water heater. The property also features a new (2025) drain field. The approach portion of the driveway has been upgraded with pavers.

Outdoors, the property truly shines with full irrigation sourced from the lake, mature landscaping, and expansive open space. The dock includes power, and easy water access, while the carport provides covered storage for vehicles, water toys, or equipment along with a one car garage. Carport is trimmed out with tongue and groove wood ceiling for an attractive look.

This rare lakefront property offers space to live, play, and relax — combining modern updates, flexible living options, and incredible water views in a peaceful Umatilla setting.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 165 x 330
  • Laundry: Inside
  • Style: Custom
  • Year Built: 1980
  • Garage: 1-car Covered, Driveway, Golf Cart Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,932
  • Acreage: 1.25
  • Lot Size: 165 x 330
  • Est. Taxes: $2,380
  • Lot Desc: In County, Unincorporated
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Refrigerator
  • MLS#: O6379667
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/O6379667/17025peruroad_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/31/2026 2:32:02 AM)
Listing courtesy of WATSON REALTY CORP   Phone: 352-536-6530

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

17025 PERU ROAD, Umatilla, FL, 32784

$794,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $635,920 $635,920 $635,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.557% 5.990%
Monthly Tax Payment $198 $198 $198
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,813 $3,967 $5,238
Total Monthly Payment $4,103 $4,257 $5,528

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.