17025 PERU ROAD, Umatilla, FL, 32784 | $794,900

Set on a stunning almost 90-acre private spring fed lake, this beautifully maintained home, held within the same family for generations, the home reflects years of pride in ownership and exceptional care throughout. It offers breathtaking water views along with an ideal blend of space, comfort, and lifestyle all within an A-rated school district. Enjoy boating, skiing, fishing, and unforgettable sunsets right from your own backyard featuring a private dock, boat ramp, and beach or enjoy relaxing in the hammock under the mature oak trees. The primary bedroom retreat provides generous space, an en-suite bath, walk-in closet and sitting area, creating a perfect sanctuary. On the first floor, a bedroom with a private bathroom and balcony is ideal for guests or multi-generational use. One of the secondary bedrooms with vaulted ceilings features a charming loft complete with a skylight — a delightful space perfect for creative use. The kitchen is thoughtfully designed with a custom eat-in area, granite countertops, and ample cabinetry, offering both functionality and warmth for everyday living and entertaining. The living room is filled with natural light, anchored by a wood-burning fireplace, and overlooks the lake, creating an inviting and peaceful gathering space. Additional living areas include a large bonus room, flex room, and a dedicated gym area, providing endless options for work-from-home, hobbies, or recreation. There is an abundance of storage closets, a golf cart/boat garage in the rear, and a 4-car carport in the front with direct covered entry into the home. The carport and front entryway are trimmed out with tongue and groove wood ceilings for an attractive entrance. Recent upgrades offer peace of mind, including a new roof (2023), new appliances (2024), main A/C (2025), and a water heater (2019). The property also features a new (2025) drain field. The approach portion of the wrap-around driveway has been upgraded with pavers. Outdoors, the property truly shines with full irrigation sourced from the lake, mature landscaping, and expansive open space. This rare lakefront property offers space to live, play, and relax — combining modern updates, flexible living options, and incredible water views in a peaceful Umatilla setting.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 165 x 330
  • Laundry: Inside
  • Style: Custom
  • Year Built: 1980
  • Garage: 1-car Covered, Driveway, Golf Cart Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,932
  • Acreage: 1.25
  • Lot Size: 165 x 330
  • Est. Taxes: $2,380
  • Lot Desc: In County, Unincorporated
  • View: Water
  • Water Front: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Refrigerator
  • MLS#: O6379667
  • Days on Market: 96 days
  • Website: https://www.raveis.com
    /prop/O6379667/17025peruroad_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 1:26:37 AM)

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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17025 PERU ROAD, Umatilla, FL, 32784

$794,900

Benge Redding Team

Sales Associates

William Raveis Real Estate

Phone: 941.894.4216

BengeRedding@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $635,920 $635,920 $635,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $198 $198 $198
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,915 $4,125 $5,323
Total Monthly Payment $4,205 $4,415 $5,613

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.