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The property at 425 Scooter Point, Geneva, FL 32732 is a potential filled, single-family home nestled in the peaceful, rural community of Geneva in Seminole County, Florida. Built in 1986, this 3-bedroom, 3-bathroom residence offers approximately 1, 752 square feet of living space on a generous 5-acre lot (roughly 217, 800 sq ft), providing plenty of room for outdoor activities, privacy, and potential hobbies like gardening, animals, or recreation. This is also the perfect location (No HOA) for anyone who owns their own business or needs to park equipment, trucks, an RV or any other type of vehicle on the property. This home embodies country living—quiet, spacious, and surrounded by nature—while remaining conveniently located near everyday amenities. Geneva is a small, unincorporated town known for its serene atmosphere, proximity to the St. Johns River, wildlife, and easy access to larger areas like Oviedo, Sanford, and Orlando for shopping, dining, and entertainment. The area appeals to those seeking a relaxed lifestyle away from urban hustle, with top-rated schools nearby and a sense of community. Key features include a practical single-family layout (updated around 2000), ample land for expansion or personal use, and the classic appeal of a well-established property in a desirable semi-rural setting. Come to this property with some vision and a desire to bring it to its full potential as it presents a solid opportunity for buyers looking for value, space and tranquility. Whether you're envisioning a family retreat, a place to enjoy Florida's outdoors, or simply a peaceful homestead, 425 Scooter Point offers the perfect blend of comfort, land, and location in one of Seminole County's hidden gems. Don’t forget to click on the virtual tour link to walk through the house and then schedule your personal tour today.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $189 | $189 | $189 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,058 | $2,141 | $2,827 |
| Total Monthly Payment | $2,322 | $2,405 | $3,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.