355 PALM CIRCLE, Flagler Beach, FL, 32136 | $599,000

LOWEST PRICED FULLY UPDATED 3/2 HOME w/2 CAR GARAGE AND OVERSIZED FENCED YARD ON FLAGER BEACH! X ZONE! NEVER FLOODED! BEING SOLD TURNKEY FURNISHED! Captivating Coastal Retreat! Your Single Level Dream Home Awaits in Flagler Beach! Beautifully transformed and totally updated treasure sold furnished for your immediate enjoyment! Entertaining Tiki Bar and paver patio w/firepit! Whole house generator! 2 Car Garage! Low electric bills w/owned solar panels! Prime location in desirable zone X and just a stroll away from the beach, this home allows you to enjoy sun-soaked days by the ocean! Experience the ultimate beach lifestyle with easy access to local shops, restaurants, and recreational activities, all within a short distance! Modern Elegance, step inside to discover a beautifully updated interior that exudes warmth and style. The spacious open-concept living area is bathed in natural light, making it the perfect place to relax or entertain guests. Tastefully designed with contemporary finishes and fixtures, this home features luxurious new flooring that flows seamlessly throughout. Calling all culinary enthusiasts! The newly remodeled chef’s kitchen is a dream come true, boasting high-end appliances, ample counter space, and sleek cabinetry. Whether you’re preparing a casual breakfast or hosting a dinner party, this kitchen is equipped to handle it all with ease. Expansive Fenced Yard, your furry friends will love it here! The large, fully fenced yard offers plenty of space for your pets to roam and play freely. Imagine hosting weekend barbecues, planting a vibrant garden, or simply enjoying the fresh ocean air in your own private outdoor oasis. Imagine waking up to the sound of ocean waves and the scent of salty air. With endless opportunities for outdoor activities, whether it's surfing, fishing, or leisurely beach walks, Flagler Beach is a vibrant community bursting with life and charm. Enjoy local cafes, boutique shops, and art galleries all just moments away from your front door. Don’t Miss Out! This captivating Flagler Beach home is a rare gem that combines coastal living with modern comfort. Whether you’re looking for a permanent residence, a vacation getaway, or an investment opportunity, this property has it all. Take the first step toward making your dream of beachside living a reality! Your coastal oasis is waiting for you!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Style: Ranch
  • Year Built: 1995
  • Garage: 2-car Driveway
  • Heating: Central, Electric, Propane, Solar
  • Cooling: Central Air
  • Approx Sq. Feet: 1,473
  • Acreage: 0.26
  • Est. Taxes: $6,943
  • Lot Desc: Level
  • Elem. School: Old Kings Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator
  • MLS#: TB8472882
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/TB8472882/355palmcircle_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/17/2026 10:05:17 AM)
Listing courtesy of www.HomeZu.com   Phone: 877-249-5478

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

355 PALM CIRCLE, Flagler Beach, FL, 32136

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.296% 6.406% 5.668%
Monthly Tax Payment $579 $579 $579
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,796 $2,951 $3,884
Total Monthly Payment $3,467 $3,622 $4,555

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.