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Imagine living just minutes from the shopping, dining, and entertainment of The Marketplace at Carnes Crossroads (1. 9 miles), The Market at Cane Bay (3. 5 miles), and Nexton Square (5. 3), yet coming home each day to your own private 1. 8-acre retreat with no HOA, room to roam, and a true sense of freedom. Situated on 1. 8 acres, this charming ranch style home combines a great location just one mile from Summerville and an unbeatable outdoor lifestyle. In addition to the ability to house large or small animals, the property features an in-ground saltwater pool, an area for RV/Boat parking with a 50 amp hookup, a massive three bay garage/workshop, and a lovely pond. As you approach the home, you will appreciate the long driveway, the groomed yard, and inviting exterior. Step onto the front porch and enter to find a bright and welcoming living room filled with natural light. Head into the eat in kitchen, where fantastic details shine. The kitchen offers stainless steel appliances, abundant cabinetry, gleaming countertops, a subway tile backsplash, a dedicated coffee bar, an island with seating, and an eat in area with access to the covered porch and fenced pool area. Just off the kitchen is a convenient mudroom and laundry room. Down the hallway, you will find the primary bedroom with an en suite bath featuring a step in shower. Three additional bedrooms, a lovely full bathroom, and a versatile converted garage space complete the interior of the home. The original garage door remains in place, potentially allowing for the possibility of converting it back to a traditional garage. Out back, the huge covered patio and expansive pool deck create an ideal space for entertaining, relaxing, and enjoying the warm Lowcountry climate. This fully fenced area is sure to be a favorite gathering spot. Beyond the pool, the large fenced yard leads to the impressive three bay garage/workshop, a dream setup for hobbyists or anyone needing serious storage and workspace. The RV barn is perfect for housing vehicles, trailers, an RV, or a boat, and a charming pond adds to the peaceful setting. Per Berkeley County zoning, the property allows up to two large animals such as horses or cows, or up to five smaller animals. * The location is equally appealing, with Berkeley Hospital just a mile and a half away, I-26 only 5. 5 miles away, and Historic Downtown Summerville just 7. 8 miles away. With so much to offer, this is a property you will not want to miss. *Berkeley Co Planning and Zoning to confirm information regarding allowable animals. ***Ask about the possibility of receiving 1% reduction in interest rate and free refi. ***
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Our Executive Mortgage Banker:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,393 | $2,490 | $3,288 |
| Total Monthly Payment | $2,468 | $2,565 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.