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New Price Adjustment! Welcome home to this beautiful Siena Floor plan model 3 bedroom, 3 bathroom plus office/den home located in the desirable 55+ gated community in Victoria Gardens/Cresswind community which offers an active, resort-style lifestyle. Home features an open floor plan ideal for comfortable living and entertaining, highlighted by a large gourmet kitchen complete with soft close cabinets, pendant lighting, large breakfast island, stainless steel appliances and a walk-in pantry. All bedrooms have a bathroom plus an additional room that can be used for an office or den. Flooring is a beautiful wood tile, along with DOUBLE PANE windows. Ceiling fans, a tall Leaded-glass front door, Paver patio and driveway. Inside laundry room. Large primary suite, with a large walk-in closet and a spacious en suite bathroom featuring a walk-in shower. Enjoy gatherings on your screened lanai, surrounded by a high privacy hedge. As a resident of this Active 55+gated community, you will enjoy the finest in amenities, including your very own Private clubhouse, on-site restaurant, bar, game rooms, fitness center, a resort-style pool, lighted tennis and pickle ball courts, bocce ball, library, crafts, and travel clubs and live entertainment. Just minutes to the historical downtown DeLand voted 'Best Small Town' with its exquisite restaurants, night life, boutiques, and cultural attractions. HOA includes: lawn & shrub care, Cable TV, High-speed internet, reclaimed water irrigation and access to all community amenities. This great location is nestled in the heart of Deland which provides easy access to I-4, area beaches, shopping, restaurants and quality healthcare. With everyday essentials close by experience the perfect blend of small-town charm, active adult amenities, and nearby coastal living. Schedule a showing of this beautiful home today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $447 | $447 | $447 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,342 | $2,471 | $3,234 |
| Total Monthly Payment | $2,864 | $2,993 | $3,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.