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Set along approximately 200 feet of waterfront, this beautifully updated Punta Gorda residence offers Gulf access via Charlotte Harbor and an exceptional blend of privacy, comfort, and coastal lifestyle. Thoughtfully designed for both everyday living and entertaining, the home showcases expansive water views and a seamless indoor–outdoor connection. The exceptionally upgraded kitchen is the heart of the home, featuring quartz countertops highlighted by striking blue veining, abundant cabinetry with incredible storage, all new stainless steel appliances and a convenient beverage/grab center perfectly positioned for effortless hosting and gathering. An adjacent office space overlooks the waterway which could be used as a beautiful dining room instead, creating an inspiring setting for work, creativity or just a relaxing dining experience. The owner’s suite is a true retreat, offering private access to one of two thatched tiki huts, a beautifully appointed bathroom with dual vanities and a dramatic walk-in shower, and a dream walk-in closet with custom built-in shelving that delivers both elegance and functionality. Outdoor living is nothing short of spectacular. A 2024 composite deck spans the waterfront, complemented by two tiki huts, an outdoor firepit with built-in seating, and sweeping views ideal for sunset gatherings. The private dock is lift-capable, providing easy access for boating enthusiasts. Additional highlights include a bonus room with a separate entrance off the side of the garage, ideal for a game room, home office, or flex space, as well as a 2024 HVAC system and a recent re-roof of the flat rear section of the home. This residence offers an inviting balance of upgraded interiors and exceptional outdoor amenities, all within a desirable waterfront setting that connects effortlessly to Charlotte Harbor and beyond. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $349 | $349 | $349 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,239 | $2,395 | $3,215 |
| Total Monthly Payment | $2,663 | $2,819 | $3,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.