398 Old Mountain Road, Otisville, NY, 10963 | $599,900

TWO DWELLINGS ON ONE PROPERTY!!!! GORGEOUS PICTURESQUE PROPERTY WITH PRIVATE SPACE FOR EVERYONE! PRIVATE POND! Truly Unique Property in the Minisink Valley School District! Welcome to this stunning contemporary home with an additional accessory dwelling — a rare find offering versatility, style and comfort all at an incredible value! Step inside the main house and you’ll be greeted by a stunning open floor plan featuring soaring ceilings offering a view of the second level, beautiful shiplap-accented walls, and a warm wood-burning stove — perfect for cozy snowy nights. An abundance of windows floods the home with natural light, highlighting the picturesque views of the property. The first-floor primary suite offers convenience and privacy with a large, updated ensuite bath. Upstairs, you’ll find two additional bedrooms, a full bath, and a bonus space ideal as a den or home office. The walkout lower level provides ample storage and endless potential. The separate cottage features its own private driveway and entrance, complete with a full kitchen, family room with vaulted ceiling, bedroom, and full bath — perfect for extended family, guests, or rental income potential. Set on a beautiful 2. 7 acre corner lot, this property offers endless opportunities for outdoor enjoyment — relax by the private pool, unwind by the peaceful pond, or entertain on the large back deck while enjoying the view. Well-maintained mechanicals and thoughtful updates make this home both inviting and practical. Properties like this simply don’t come around often — act now and make this one-of-a-kind Minisink Valley gem yours!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Contemporary
  • Year Built: 1985
  • Heating: Oil
  • Cooling: None
  • Basement: Walk-Out Access
  • Approx Sq. Feet: 2,088
  • Acreage: 2.7
  • Est. Taxes: $9,810
  • Elem. School: Otisville Elementary School
  • Middle School: Minisink Valley Middle School
  • High School: Minisink Valley High School
  • School District: Minisink Valley
  • Pool: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: 932238
  • Days on Market: 72 days
  • Website: https://www.raveis.com
    /prop/932238/398oldmountainroad_otisville_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Cronin & Company Real Estate   Phone: 845-744-6275

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

398 Old Mountain Road, Otisville, NY, 10963

$599,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,920 $479,920 $479,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.292% 5.628%
Monthly Tax Payment $818 $818 $818
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,763 $2,916 $3,890
Total Monthly Payment $3,673 $3,826 $4,800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.