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One or more photo(s) has been virtually staged. Welcome home to coastal living, where flip-flops are formalwear and your boat is always 5 minutes from freedom. All life begins in and around the water and this home is where your life can truly be lived to the fullest. This home is less "listing" and more of a lifestyle upgrade at a bargain price. With 100 feet of saltwater canal frontage, leading directly to the crystal-blue intracoastal waters of Lemon Bay, you’re just a 20-minute boat ride to the Gulf and only half a mile from Royal Palm Marina, making this an incredible boater’s paradise. Start your mornings fishing right off your private dock, where Snook and Sheepshead are regular visitors, or cast your net for bait before heading out for Redfish, Snapper, or Grouper in the Gulf. Prefer to stay dockside? Relax in your spacious backyard retreat, soak up the Florida sunshine, and enjoy visits from dolphins, manatees, and great blue herons. Located on a generous 0. 36-acre corner lot with no deed restrictions, there’s plenty of room to park your boat, RV, or add a detached garage, workshop, or guest space. Step inside through the 602 sq. ft. screened and covered courtyard patio (not included in the 1, 354 sq. ft. under A/C), where you’ll also find private access to the 532 sq. ft. master or in-law suite, perfect for guests or multigenerational living. Inside, the home shines with fresh, high-end updates throughout: Elegant plank-style ceramic tile flooring Quartz countertops and soft-close cabinetry in the remodeled kitchen Fully renovated bathrooms New impact-rated windows and sliders, New hurricane-rated garage door with linear opener (lifetime warranty), New 2025 A/C system, Completely updated electrical system including wiring, fixtures, fans, and surge protection. When you’re ready to explore, Dearborn Street is just a short golf cart or bike ride away grab coffee, browse local art, enjoy yoga, or shop coastal boutiques. Here, every day feels like vacation. This is Englewood. This is Paradise Found.
Based on roof inspection by licensed contractor, age of the roof is determined to be approximately 13 to 15 years old but has no leaks and is functional noting in the report "this roof has performed exceptionally well for its age and exposure. It has successfully protected the home through multiple major hurricane events. " but due to its deteriorating condition will most likely need to be replaced. Roof estimate included in attachments.
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$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $524 | $524 | $524 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,532 | $2,670 | $3,497 |
| Total Monthly Payment | $3,148 | $3,286 | $4,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.