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Charming and well-maintained Cape-style home set on just under a half-acre lot, offering a rare blend of privacy, convenience, and thoughtful updates. The property features an attached garage with a walk-up attic, plus additional attic space with potential for storage or future expansion.
Inside, the home offers a primary bedroom, a second bedroom, and a third flexible room currently used as a bedroom, ideal for a home office or guest space. The kitchen was fully remodeled several years ago and includes all appliances. Pergo flooring in the kitchen and hallway complements the hardwood floors in the living room, creating a cohesive and warm living space. Washer and dryer are included.
The bathroom has been updated with a new vanity, medicine cabinet, and toilet. Major system upgrades include a newer septic system (approx. 15 years), a new sump pump (approx. 3 years), and a recently installed well pump (approx. 2 months). Electrical has been updated throughout the home; garage electrical requires updating.
Outdoor features include a spacious deck with electricity, a shed with electricity, parking for up to six vehicles, and easy-maintenance lawn that goes dormant in winter and returns seasonally without irrigation. The lot offers exceptional privacy, with wooded land behind the home, an acre of separation from the rear neighbor, and historic 1800s cemeteries to the right. A newly built home to the left adds neighborhood value.
Conveniently located within Rte 295.
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William Raveis Real Estate
Phone: 888.699.8876
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | $361 | $361 | $361 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,230 | $2,321 | $3,064 |
| Total Monthly Payment | $2,666 | $2,757 | $3,500 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.