464 Oak AVE, Naples, FL, 34108 | $3,900,000

Exceptional Gulf access waterfront residence offering sweeping southern canal vistas and bay views, gorgeous by day or night to enjoys the lights of the Ritz. Beautifully renovated rare coastal find! From the moment you arrive, elegant mahogany double entry doors frame a stunning sightline to the shimmering water views beyond. This meticulously maintained three story home with elevator has been masterfully reimagined with a refined open-concept design, ideal for both relaxed living and elevated entertaining. The great room is anchored by a sleek linear fireplace that sets the mood, seamlessly flowing into a chef inspired kitchen featuring wine cooler and custom built-in banquette wrapped in dramatic mitered windows an unforgettable gathering space. Contemporary glass railed stairs lead to a private loft and the serene primary suite, highlighted by a tray ceiling, dual custom closets, and a spa-like oversized bath. Step onto your private balcony and savor breathtaking sunsets and the lights at night of the Ritz. Terraces on all three levels provide remarkable outdoor living spaces. Designed for effortless indoor outdoor living boasting the first-floor spacious family room/media area with dining that opens to a private resort style pool and spa, complete with a pizza oven and outdoor kitchen ambiance. Perfect for hosting or unwinding after a day on the water, while a solid composite dock with boat lift ensures easy care and access to the Gulf. Additional features include a 3+ car garage. Just a short stroll to the white sugar sands of Vanderbilt Beach and moments from world class dining at the Ritz, plethora of upscale shopping, La Playa Beach Club, Mercato shopping and entertainment. One visit is all it takes to fall in love!

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 4 full
  • Style: Contemporary,Florida,Multi-Story Home
  • Development: VANDERBILT BEACH
  • Year Built: 2001
  • Garage: 3.00 Attached
  • Heating: Central Electric,Zoned
  • Cooling: Ceiling Fans,Central Electric,Zoned
  • Approx Sq. Feet: 5,000
  • Acreage: 0.21
  • Est. Taxes: $20,463
  • Lot Desc: Regular
  • View: Bay,Canal,Water
  • Community Type: Boating,Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Lift,Dock Included
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226005224
  • Website: https://www.raveis.com
    /eprop/226005224/464oakave_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

464 Oak AVE, Naples, FL, 34108

$3,900,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,120,000 $3,120,000 $3,120,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 5.972% 5.846%
Monthly Tax Payment $1,705 $1,705 $1,705
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $17,471 $18,456 $25,700
Total Monthly Payment $19,301 $20,286 $27,530

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.