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Welcome to 1003 Rutherford Road! This beautifully maintained 3-bedroom, 2-bath home with an attached 2-car garage is nestled in the highly desirable Croftstone/North Main Street area. Combining charm, functionality, and a prime location, this home offers easy access to schools, parks, and shopping. Outside you will enjoy a spacious, fenced-in backyard featuring a large deck. Gardeners will appreciate the raised planter beds and blueberry bushes, adding a touch of urban homestead appeal. Inside, the custom kitchen boasts stainless steel appliances, granite countertops, ceiling-height cabinetry, and ample space for barstools or a highchair at the breakfast bar. The open-concept layout flows effortlessly across the living room, office, dining room, and great room - providing versatile space for work, relaxation, or entertaining. The main level includes two generously sized bedrooms and a full bath with dual sinks and a tiled shower/tub combo. Upstairs, the private primary suite features a luxurious walk-in shower, multiple closets, and an oversized sitting/dressing room. An unfinished basement provides even more potential - perfect for a recreation room, gym, workshop, or abundant storage. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $511,920 | $511,920 | $511,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $226 | $226 | $226 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,827 | $3,069 | $4,115 |
| Total Monthly Payment | $3,145 | $3,387 | $4,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.