1745 OYSTER POINT WAY, Palm Harbor, FL, 34683 | $2,390,000

Under contract-accepting backup offers. Inspired by a Love of the Coast? All the elements combine resulting in this Key West inspired waterfront home & location. Oyster Point Way is located on a rarely traveled Cul de Sac street in Palm Harbor consisting of only 6 custom homes. Pinellas Bike Trail & the beaches of Honeymoon Island State Park are easily accessed. This Key West inspired home exudes ambiance and once inside the casual elegance with attention to details will fulfill your dream home check list! (2014) ELEVATOR TO ALL LEVELS. (2014) HURRICANE RATED DOORS & WINDOWS. ½ MOL. & about 240 ft. of water frontage wraps this home with Sutherland Bayou views, tropical landscape and the entire property is FENCED. Just minutes to the Gulf, the avid boater will love the Trex built DOCK with 20, 000 lb. 30, 000 lb. boat lifts (2016) plus cleaning station, storage bin, electric, water and a lift for paddle boards or kayak all just minutes to the Gulf. Superior quality construction and resort style outdoor living with 5 star amenities make this home an amazing find. A galvanized METAL ROOF (2014) protects this home, an oversized split 2-car garage offers plenty of storage, Maintenance free Trex staircase to the beveled glass front door. Tumbled travertine stone floors, glass stair railings with wood risers to all level. Many upgrades since the 2018 purchase! Front door opens to the second floor. House is prewired for surround sound, great room with propane gas fireplace, mounted television, cathedral ceilings, walls of glass sliders open to a large Trex balcony that showcase the waterfront views & sunsets. Kitchen was remodeled in (2022) with Michelangelo quartz countertops, soft close cabinets, gas Wolf cook top/range, KitchenAid double ovens, Bosch dishwasher, microwave, wine refrigerator, bench seating in breakfast area and more. A huge dining room, 3 additional bedrooms (one is an ensuite) plus guest bathroom (All Updated) and laundry room on this level. Take the stairs or elevator to the third level where all flooring is wood, an office/bonus room with dbl door entry, wet bar and wine refrigerator. Hallway leads to a fabulous owners retreat with cathedral ceilings, electric fireplace w/ wall mounted TV , sliders to a private Trex balcony, a complete bathroom remodel, custom his /her closets with custom built in shelving. All mounted televisions, pool table and exercise equipment convey. 3 HVAC units are newer. Propane gas heated salt chlorinated pool and spa plus waterfall feature and gas firepit. 2025 all new pool equipment. First level is a very functional recreation/bonus room. Elevator access from garage to all floors. Gas is propane and irrigation is on reclaimed water. Flood insurance is assumable. No HOA fees. Non-Deed Restricted community, only Pinellas County restrictions apply.

Features

  • Elevator: Y
  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 150 x 160
  • Laundry: Inside, Laundry Room
  • Style: Coastal
  • Year Built: 1983
  • Garage: 2-car Driveway, Garage Door Opener, On Street, Split Garage
  • Heating: Central, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 3,085
  • Acreage: 0.49
  • Lot Size: 150 x 160
  • Est. Taxes: $22,887
  • Lot Desc: Cul-De-Sac, Flood Insurance Required, FloodZone, In County, Irregular Lot, Landscaped, Level, Near Marina, Oversized Lot, Sidewalk, Street Dead-End, Unincorporated
  • View: Pool, Water
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Lighting, Pool Sweep, Salt Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener, Wine Refrigerator
  • MLS#: TB8463545
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/TB8463545/1745oysterpointway_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/28/2026 3:06:05 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-799-2227

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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1745 OYSTER POINT WAY, Palm Harbor, FL, 34683

$2,390,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,912,000 $1,912,000 $1,912,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.046% 5.846% 5.700%
Monthly Tax Payment $1,907 $1,907 $1,907
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,558 $11,158 $15,623
Total Monthly Payment $12,590 $13,190 $17,655

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.