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Presented by
Lauren Rosen |
3601 E BAY DRIVE, #206, Holmes Beach, FL, 34217 | $515,000
Under contract-accepting backup offers. Island Living at THE COVE in Sandy Pointe! One of the best island locations for quick access on and off Anna Maria Island. This METICULOUS property truly offers it all: WEEKLY RENTALS, 2-CAR COVERED PARKING, and just 3 BLOCKS to the sugar-sand beaches of AMI. PETS ALLOWED* and TURN-KEY FURNISHED for immediate enjoyment or rental income. All buildings have brand new roofs (2022 & 2023) and BRAND-NEW Hardie board siding on all buildings, with all former T-11 siding fully replaced following Hurricane Milton (2025).
This light and airy condo features vaulted ceilings (2nd level), hurricane IMPACT windows and sliding doors, REAL hard wood flooring, NO popcorn ceilings, and a large owner’s storage closet—perfect for beach gear. The updated kitchen showcases quartz countertops, and the unit includes an in-unit washer and dryer.
The screened-in lanai overlooks the heated community pool and a tranquil natural mangrove preserve, creating the perfect backdrop for morning coffee or evening cocktails.
Enjoy effortless island living with an easy walk or bike ride to Publix, liquor store, shops, and restaurants, and free trolley stops right out front.
Monthly condo fees are just $876 and include: Cable TV & Internet, Common Area Taxes, Community Pool maintenance, Escrow Reserves Fund, Fidelity Bond, Insurance on the building, Maintenance Exterior, Maintenance Grounds, Manager, Private Road, Sewer, Trash, Water
As soon as you cross the bridge and turn left on East Bay Drive, you’ve arrived at this sparkling, well-maintained island retreat.
Come make this your Anna Maria Island getaway!
Features
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 3
- Amenities: Pool, Storage
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Complex: SANDY POINTE PH IV-D1
- Year Built: 1988
- Approx Sq. Feet: 1,035
- Est. Taxes: $2,367
- Condo Fee: $2,628 Quarterly
- View: Pool
- Elem. School: Anna Maria Elementary
- Middle School: Martha B. King Middle
- High School: Manatee High
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
- MLS#: A4680779
- Days on Market: 8 days
- Website: https://www.raveis.com
/prop/A4680779/3601ebaydrive_holmesbeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lauren RosenSales Associate
413.645.2011
Lauren.Rosen@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 829975
860.990.4029
Jennifer.Carreto@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3601 E BAY DRIVE, #206, Holmes Beach, FL, 34217
$515,000
Lauren Rosen
Sales Associate
William Raveis Real Estate
Phone: 413.645.2011
Lauren.Rosen@Raveis.com
Jennifer Carreto
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.4029
Jennifer.Carreto@raveis.com
NMLS Mortgage Loan Originator ID 829975
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | $197 | $197 | $197 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,339 | $2,468 | $3,312 |
| Total Monthly Payment | $2,628 | $2,757 | $3,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388