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Nestled in the heart of the boating community of Gulf Harbor, this rare waterfront gem perfectly captures the Southwest Florida lifestyle. Just a short ride through the backwaters to the Gulf Waters and sandy beaches, this 4-bedroom + den, 4-bath home is not just a property—it’s a gateway to coastal living at its finest.
Step inside to discover an inviting open floor plan that effortlessly flows out to a spacious lanai, where you can soak in serene water views and endless sunsets. The master suite is a private retreat, boasting two walk-in closets (one with natural light—ideal for dressing or makeup) and a spa-like bath with double sinks and a sleek glass shower. Downstairs, a bonus 718 square feet of and insured living space offers ultimate flexibility, featuring a complete guest suite with a full kitchen, and direct access to a custom patio with an outdoor kitchen and spa—perfect for entertaining or unwinding after a day on the water.
Boaters will revel in convenience of having your own private dock, with a 60' seawall, 2 boat lifts (one added in 2022 with a 10, 000lb capacity and auto-stop, while another can support 1, 500lbs), and a video security system. A second driveway leads to an extra gated parking area that is perfect for storing a boat trailer, RV or other water toys.
The home also features a newer (2017) metal roof, a newer (2022) water heater, and a comprehensive air conditioning system, complete with a central system (2025) and 2 mini splits (2022).
Whether you’re looking for a forever home, a seasonal retreat, or an exceptional investment opportunity, this residence promises to deliver on every front. Live where every day feels like a vacation—your Gulf Harbor oasis awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,098,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $878,400 | $878,400 | $878,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.223% | 6.183% |
| Monthly Tax Payment | $478 | $478 | $478 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,126 | $5,337 | $7,412 |
| Total Monthly Payment | $5,729 | $5,940 | $8,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.