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Model-home vibes… without the wait, the dust, or the design decisions.
Welcome to 10116 Cross River Trail—an almost-new, 2025 Neal-built home in Wildleaf at North River Ranch that’s still under builder warranty and truly move-in ready. This 4-bedroom, 2. 5-bath beauty is packed with upgrades that make it feel finished, polished, and way more “wow” than your average new build.
Step inside to a light, bright interior with custom accent walls, board-and-batten detailing, and upgraded lighting and fans throughout—giving you that curated look buyers love (without spending your weekends at Home Depot). Bonus: no carpet on the first floor.
The layout is a game-changer with two separate living areas—perfect for entertaining, movie nights, a playroom, or giving everyone their own space without feeling disconnected. The kitchen anchors it all with soft-close cabinetry, tons of storage, and gas cooking with gas appliances, flowing seamlessly into the main living area for easy everyday living and hosting.
The primary suite is conveniently located on the first floor, offering privacy, a generous walk-in closet, and a setup that makes mornings feel calmer and more efficient. Out back, the screened lanai is already pre-plumbed for an outdoor kitchen—ready for your Florida lifestyle glow-up. Add the epoxied garage floor, and the “this one has it all” box is officially checked.
Living in North River Ranch means next-level amenities: three amenity centers, including the brand-new Camp Creek. You’re also zoned for Barbara Harvey Elementary and the future middle school. And the cherry on top? An incredibly low HOA of just $108 per year.
If you want like-new—without waiting months to build and then spending more money on upgrades—this is the one.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $416,000 | $416,000 | $416,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $305 | $305 | $305 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,362 | $2,491 | $3,344 |
| Total Monthly Payment | $2,758 | $2,887 | $3,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.