10116 CROSS RIVER TRAIL, Parrish, FL, 34219 | $520,000

Model-home vibes… without the wait, the dust, or the design decisions.

Welcome to 10116 Cross River Trail—an almost-new, 2025 Neal-built home in Wildleaf at North River Ranch that’s still under builder warranty and truly move-in ready. This 4-bedroom, 2. 5-bath beauty is packed with upgrades that make it feel finished, polished, and way more “wow” than your average new build.

Step inside to a light, bright interior with custom accent walls, board-and-batten detailing, and upgraded lighting and fans throughout—giving you that curated look buyers love (without spending your weekends at Home Depot). Bonus: no carpet on the first floor.

The layout is a game-changer with two separate living areas—perfect for entertaining, movie nights, a playroom, or giving everyone their own space without feeling disconnected. The kitchen anchors it all with soft-close cabinetry, tons of storage, and gas cooking with gas appliances, flowing seamlessly into the main living area for easy everyday living and hosting.

The primary suite is conveniently located on the first floor, offering privacy, a generous walk-in closet, and a setup that makes mornings feel calmer and more efficient. Out back, the screened lanai is already pre-plumbed for an outdoor kitchen—ready for your Florida lifestyle glow-up. Add the epoxied garage floor, and the “this one has it all” box is officially checked.

Living in North River Ranch means next-level amenities: three amenity centers, including the brand-new Camp Creek. You’re also zoned for Barbara Harvey Elementary and the future middle school. And the cherry on top? An incredibly low HOA of just $108 per year.

If you want like-new—without waiting months to build and then spending more money on upgrades—this is the one.

Features

  • Amenities: Clubhouse, Fitness Center, Park, Playground, Pool, Recreation Facilities, Spa/Hot Tub, Trail(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,431
  • Acreage: 0.14
  • Est. Taxes: $3,654
  • HOA Fee: $108 Annually
  • Elem. School: Barbara A. Harvey Elementary
  • Middle School: Buffalo Creek Middle
  • High School: Parrish Community High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4681032
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/A4681032/10116crossrivertrail_parrish_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/23/2026 9:33:40 AM)
Listing courtesy of INNOVATE Real Estate   Phone: 941-202-1723

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10116 CROSS RIVER TRAIL, Parrish, FL, 34219

$520,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $416,000 $416,000 $416,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $305 $305 $305
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,362 $2,491 $3,344
Total Monthly Payment $2,758 $2,887 $3,740

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.