4004 SHOAL LINE BOULEVARD, Hernando Beach, FL, 34607 | $650,000

Rare Waterfront Opportunity | Two Lots | Endless Commercial & Lifestyle Potential Welcome to a truly exceptional waterfront property where business potential meets natural beauty. Set on two prime canal lots with future access to preserves with lakes. This one-of-a-kind office building offers a canvas for visionary investors, entrepreneurs, and developers seeking a destination location. Imagine a vibrant waterfront bar or restaurant with a beautiful back deck full of tiki tables overlooking the river and preserves. Future possibilities of a bridge with access to Lakes . Add a nice dock for Electric water vehicles permitted on river as well. Envision a boutique, office headquarters with inspiring views, or a gift shop and café that captures steady foot traffic and Golf cart access. With flexible layout options, the property can also be configured into two separate rental units, maximizing income and versatility. Property Highlights: Waterfront access to river and lake – ideal for boating, leisure, and destination appeal Two lots providing expansion potential and added value Existing office building adaptable for multiple commercial uses Ideal for bar, restaurant, office space, retail/gift shop, or mixed-use concepts Option to create two independent rental units for diversified revenue Scenic views and tranquil surroundings that elevate any business experience Whether you’re creating a landmark waterfront venue or a flexible income-producing investment, this property delivers location, versatility, and lifestyle appeal in one remarkable package. Opportunities like this don’t come often—own the water, own the vision, and build something unforgettable.

Features

  • Property Type: Office
  • Construction: Stucco, Wood Frame
  • Levels: 1
  • Cooling: Central Air
  • Lot Size: 60 x 127
  • Year Built: 1981
  • Approx Sq. Feet: 1,850
  • Acreage: 0.17
  • Est. Taxes: $4,853
  • MLS#: L4959149
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/L4959149/4004shoallineboulevard_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 3:02:08 PM)
Listing courtesy of HelloSold LLC   Phone: 954-778-5300

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4004 SHOAL LINE BOULEVARD, Hernando Beach, FL, 34607

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.132% 5.541%
Monthly Tax Payment $404 $404 $404
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,912 $3,114 $4,180
Total Monthly Payment $3,408 $3,610 $4,676

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.