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Meticulously renovated and extensively upgraded, this exceptional Arthur Rutenberg home is located on what is arguably one of the most private lots in Highland Lakes. Tucked away on a quiet cul de sac with an expansive side yard and private back patio, this home offers both privacy and peace of mind with thoughtful improvements throughout. Major capital upgrades include a brand new clay tile roof completed November 2025 with hurricane third nail tie downs for insurance savings, hurricane impact windows and exterior doors installed in 2019 and 2023, a high efficiency HVAC system with smart thermostat in 2023, and a Rheem 40 gallon hot water heater installed May 2024. The attic was upgraded with additional insulation to R35, treated wood, and a new attic ladder. Indoor air quality was elevated to hospital grade with professionally cleaned, sanitized, rubber lined ductwork and ultraviolet lighting installed in 2023. The kitchen was fully renovated in August 2023 featuring soft close shaker cabinetry and drawers, quartz countertops, textured subway tile backsplash, granite sink, premium fixtures and hardware, custom pull out pantry shelving, a dedicated coffee station, and stainless steel appliances including a GE Profile refrigerator, range, microwave, and 1HP disposal. The custom laundry area was redesigned to match the kitchen finishes and includes large front load machines. Bathrooms have been beautifully renovated with high end finishes including a Whirlpool heated tub, walk in shower with bench and frameless glass, and double sink vanity additions completed in 2019 and 2020. Popcorn ceilings were removed and replaced with a high end knock down finish, interior doors including pocket doors were upgraded to solid core wood with new hardware, and 5. 25 inch wood baseboards were added. All interior woodwork, cabinetry, trim, and vanities are solid wood with no MDF used. Interior paint was refreshed in 2023 and again in 2025, while the exterior was painted with Sherwin Williams paint in 2019.
Additional upgrades include plantation shutters on most windows, reinforced walls behind drapery hardware for 10 foot ceilings, all new lighting and ceiling fans including Pottery Barn fixtures in the entry and dining room, updated switches, outlets, and GFI protection in kitchens and baths. Outdoor living shines with a replaced lanai cage, paver patios for lounging and grilling, widened paver driveway and walkways, and a step free front entry. Extensive tropical landscaping enhances privacy, supported by a professionally maintained Rain Bird irrigation system with rain sensor. The garage features a HURRICANE IMPACT door with smart opener and coded entry, utility sink, and ADT security readiness. Ring exterior cameras with motion detection and lighting provide added security. This home reflects years of intentional upgrades, quality craftsmanship, and pride of ownership, offering a rare opportunity to own a truly move in ready residence in one of Bradenton’s most desirable communities. HIGHLAND LAKES is a MAINTENANCE-FREE community with LOW HOA fees covering the clubhouse and HEATED COMMUNITY POOL at the entrance, CABLE with streaming networks, INTERNET and IRRIGATION. You'll find beaches like Anna Maria, Cortez, Holmes, and Coquina Beach within a 5 mile drive. Lots of shopping and dining options surrounding within 15 min drive.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.296% | 6.406% | 5.668% |
| Monthly Tax Payment | $243 | $243 | $243 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,054 | $2,167 | $2,852 |
| Total Monthly Payment | $2,372 | $2,485 | $3,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.