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One or more photo(s) has been virtually staged. SOME PHOTOS ARE VIRTUALLY STAGED. . . UPDATE GREAT NEWS: THE PRICE HAS BEEN REDUCED, THIS IS A GREAT OPPORTUNITY TO OWN THIS ROOMY HOME 1450 SQ. FT UNDER HEAT AND AC AND THIS DOES NOT INCLUDE THE FLORIDA ROOM / LANAI . . .
Discover the perfect retirement paradise in Spruce Creek South! NO NEIGHBORS ACCROSS THE HOME!
This lovely, gated golf course community offers an exceptional lifestyle with golf, and a host of clubhouse amenities right at your fingertips. Conveniently located just minutes from The Villages, you’ll enjoy easy access to shopping, dining, and medical facilities.
Welcome to Central Florida in this Lovely Community of Spruce Creek South. THIS IS A MODIFIED HOLLY MODEL! which now offers a Living Room and a Family Room for perfect OPEN SPACE CONCEPT WITH DINING AND KITCHEN ALL IN A MAIN CENTER AREA for entertaining purposes it is just perfect! The third bedroom was eliminated to offer a bigger Open Floor plan model.
This charming now 2-bedroom, 2-bath home with a 2 car garage features a gorgeous open floor plan with beautiful wood laminate flooring and Luxury Vinyl flooring throughout. The gourmet kitchen boasts an abundance of cabinetry, making it both functional and inviting—truly a dream for cooking and entertaining.
Enjoy the Florida lifestyle year-round in the bright and airy Florida Room, located just off the kitchen and dining area and featuring two separate entrances that flood the space with natural light.
Oversized 2-Car Garage, please take note of the upgraded racetrack style tile flooring on the garage, NICE TOUCH!
Live the golf cart lifestyle with easy access to nearby medical offices, restaurants, supermarkets, retail shops, and all the entertainment of The Villages—just minutes away. You can legally go out the main front gate in your golfcart to enjoy so many options.
Spruce Creek South offers outstanding resort-style amenities, including:
Clubhouse with fitness center
His & hers saunas
Card and game rooms
Entertainment center with stage and kitchen
Billiards room
Fitness and activity rooms
Outdoor picnic area
Resort-style outdoor pool and jacuzzi
Softball field
18-hole golf course
Gated storage for RVs and extra vehicles (available at a low cost)
Dozens of clubs, social events, and activities to enjoy year-round
Don’t miss your opportunity to own this slice of Florida paradise.
Schedule your private tour today!
Enjoy the photos and slideshow and contact your agent with any questions.
NOTE: SOME WINDOWS WERE UPGRADED 2017
OTHER WINDOWS AND DOOR UPGRADED 2022
ALL MECHANICALS ARE IN GOOD WORKING CONDITIONS.
THE BLACK CHAINLINK FENCE IS NEWER
THERE IS AN IRRIGATION SYSTEM IN PLACE, DO NOT KNOW HOW IT WORKS, NEVER USED BY CURRENT OWNER BUT LOOKS GOOD . . .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$224,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $179,920 | $179,920 | $179,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $304 | $304 | $304 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,108 | $1,137 | $1,494 |
| Total Monthly Payment | $1,487 | $1,516 | $1,873 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.