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Welcome to this beautiful Stratfield farmhouse Colonial, where classic charm meets modern comfort. Enter through the sun-filled enclosed front porch into a bright and inviting living room. Just off the living room, a spacious dining room with timeless built-ins offers the perfect setting for everyday meals or special gatherings. The kitchen features white cabinetry, stainless steel appliances, silestone countertops, and a generous island with butcher block countertop. The main level also includes a separate laundry room with sink and an updated full bath with shower. A spacious family room overlooks the fenced backyard, filling the space with natural light. An adjacent office/den provides flexible space for working from home or for a guest room. Completing the first floor is the primary suite, ideal for single-level living, featuring an updated full bath, dressing room and large closet. Upstairs, 3 comfortable bedrooms offer ample closet space and share a full bathroom. Outside, enjoy an oversized, fenced yard with patio-perfect for outdoor dining and entertaining. The detached two-car garage includes a finished space above, ideal for a studio, gym, or recreation space. Additional storage options in the unfinished basement. Set on a quiet street yet conveniently close to commuter routes, shopping, dining, beaches, and all that Fairfield has to offer, this home delivers the perfect blend of charm, space, and modern updates. *Hardwood floors under vinyl in living room, dining room and primary bedroom on main level. Additional space not included in square footage: front porch 175 SF and room above garage 361 SF. House is piped for natural gas for future conversion if desired.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Walk-In Closet,Hardwood Floor | 12.0 x 18.0 | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | 10.0 x 14.0 | Upper |
| Bedroom 3 | Hardwood Floor | 9.0 x 9.0 | Upper |
| Den | Vinyl Floor | 10.0 x 12.0 | Main |
| Dining Room | Built-Ins,Ceiling Fan,Hardwood Floor,Vinyl Floor | 12.0 x 16.0 | Main |
| Family Room | Ceiling Fan,Vinyl Floor | 12.0 x 17.0 | Main |
| Full Bath | Stall Shower,Vinyl Floor | 5.0 x 6.0 | Main |
| Full Bath | Tub w/Shower,Tile Floor | 5.0 x 8.0 | Upper |
| Kitchen | Remodeled,Ceiling Fan,Island,Vinyl Floor | 12.0 x 16.0 | Main |
| Living Room | Hardwood Floor,Vinyl Floor | 11.0 x 22.0 | Main |
| Primary Bath | Remodeled,Tile Floor | 5.0 x 10.0 | Main |
| Primary Bedroom | Bedroom Suite,Hardwood Floor,Vinyl Floor | 10.0 x 22.0 | Main |
| Sun Room | Vinyl Floor | 6.0 x 26.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.235% | 6.058% |
| Monthly Tax Payment | $773 | $773 | $773 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,370 | $6,021 |
| Total Monthly Payment | $4,949 | $5,235 | $6,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.