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Set just moments from Ridgefield's town center, this classic farmhouse with a separate cottage offers a rare blend of charm, flexibility, and location. A welcoming front porch overlooks open, level grounds with a garden-like setting that feels both peaceful and picturesque. Inside, the main home is bright and inviting, anchored by a large eat-in kitchen featuring a center island, extensive cabinetry, and lovely views of the outdoor entertaining areas and yard. The kitchen connects easily to the dining area and adjacent family room, creating a natural flow for gatherings or everyday living. The main level also includes a foyer, full bath, and a sunlit bonus room-ideal as a home office, den, or optional fourth bedroom-enhanced by a new sliding door. Upstairs, three well-proportioned bedrooms share a full bath, and a walk-up attic provides excellent potential for future expansion. The primary residence offers approximately 1, 639 square feet, complemented by a detached 660-square-foot cottage that opens the door to multiple uses: guest house, in-law accommodation, or income-producing rental. Whether owner-occupied or fully leased, the options here are compelling. The property has been thoughtfully updated with a new 6-bedroom septic system, upgraded electrical service to the cottage with fresh interior paint throughout, and a new range, microwave and dishwasher in the main residence. Tucked away on a quiet cul-de-sac off Mary's Lane, 159 Barry Avenue delivers privacy wi
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Other | |
| Bedroom 4 | Hardwood Floor | Other |
| Dining Room | Hardwood Floor | Main |
| Family Room | Hardwood Floor | Main |
| Kitchen | Breakfast Bar,Built-Ins,Eating Space,Laminate Floor | Main |
| Office | Sliders,Laminate Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $863,200 | $863,200 | $863,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.973% | 5.858% | 5.681% |
| Monthly Tax Payment | $901 | $901 | $901 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,634 | $5,037 | $7,053 |
| Total Monthly Payment | $5,660 | $6,063 | $8,079 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.