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Presented by
Ashley Canger |
4012 VT Route 114, Canaan, VT, 05903 | $775,000
A truly exceptional waterfront property on the tranquil shores of Wallace Pond in Canaan, Vermont. This meticulously renovated residence blends timeless craftsmanship with modern luxury, offering a rare, turnkey lakefront lifestyle. Recent enhancements include a thoughtfully designed primary suite and a direct entry two-car garage, completing the home’s refined transformation. The main level is anchored by a sophisticated open-concept kitchen, living, and dining space, where expansive windows frame uninterrupted views of the lake and Canada. The private primary suite serves as a serene retreat, featuring a whirlpool tub and spa-like ambiance, while two additional bedrooms and a full bath provide comfort and flexibility for guests. The lower level offers generous space for entertaining and relaxation, with a large living, potential for a sleeping area, a ¾ bath, and an oversized recreation room that flows effortlessly to the patio and water’s edge—ideal for seamless indoor-outdoor living. Luxury extends beyond aesthetics, with energy-efficient mini-split systems, radiant in-floor heating, and shoreline stabilization completed in coordination with the State of Vermont to preserve the integrity of the waterfront. Adding to the property’s appeal is a charming, fully renovated and equipped waterfront guest cottage with its own kitchen and bath—perfect for hosting family and friends in privacy and style. The home is being sold mostly furnished and is ready for you to settle in and get ready to enjoy your summer. View the property video on youtube!
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full / 1 three-quarter
- Style: Chalet
- Year Built: 1960
- Garage: 2-car Garage
- Heating: Hot Water,Mini Split
- Cooling: Mini Split
- Basement: Climate Controlled,Finished
- Approx Sq. Feet: 3,826
- Acreage: 0.2
- Est. Taxes: $8,668
- Lot Desc: Level,Water View,Waterfront
- Water Front: Yes
- Elem. School: Canaan School
- School District: Canaan School District
- MLS#: 5075594
- Website: https://www.raveis.com
/prop/5075594/4012vtroute114_canaan_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/5/2026
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Ashley CangerSales Associate
413.717.1091
Ashley.Canger@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 829975
860.990.4029
Jennifer.Carreto@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4012 VT Route 114, Canaan, VT, 05903
$775,000
Ashley Canger
Sales Associate
William Raveis Real Estate
Phone: 413.717.1091
Ashley.Canger@Raveis.com
Jennifer Carreto
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.4029
Jennifer.Carreto@raveis.com
NMLS Mortgage Loan Originator ID 829975
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.178% | 5.628% |
| Monthly Tax Payment | $722 | $722 | $722 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,569 | $3,717 | $5,025 |
| Total Monthly Payment | $4,383 | $4,531 | $5,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484