106 N SAINT GEORGE CIRCLE, Apollo Beach, FL, 33572 | $199,000

Welcome home to Caribbean Isles Residential Cooperative, a friendly and highly sought-after 55+ waterfront community where neighbors become friends and every day feels like a getaway. Located on the desirable Harbor Side (east side of the community), this spacious 2-bedroom, 2-bath home features new carpet throughout, an abundance of windows that fill the home with natural light, and vaulted ceilings that create an open, airy feel. This home is truly move-in ready.

The large eat-in kitchen is ideal for everyday living and casual gatherings. The primary bedroom offers a peaceful retreat with a generous walk-in closet and a private ensuite bath. A convenient indoor laundry/mud room adds extra functionality and storage.
Step outside and step right aboard your boat. This beautifully maintained home sits along the Saint Georges Canal, offering tranquil water views and the occasional delight of watching manatees and dolphins from your backyard. Outdoor living is where this home truly shines. Enjoy your morning coffee in the screened patio, spend quiet afternoons watching the water, or unwind in the evening on the covered open patio while taking in stunning sunset skies.

Life at Caribbean Isles is all about the perfect balance of activity and relaxation. Residents enjoy kayak and boat launches with a scenic canal system leading directly to Tampa Bay. Friendly games of bocce ball, shuffleboard, and horseshoes are always nearby, along with a heated community pool open year-round. The clubhouse is the heart of the community, featuring a craft room and a spacious game room with pool tables, card tables, indoor bar shuffleboard, and darts. With a full calendar of social activities, from themed dinners and dances to community gatherings there’s always something to look forward to.

Ideally located between Tampa and Sarasota/Bradenton, Caribbean Isles offers easy access to beaches, dining, shopping, and entertainment. Come visit, relax, and see for yourself why so many are proud to call Caribbean Isles home.

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated, Handicap Modified, Laundry, Shuffleboard Court, Vehicle Restrictions
  • Rooms: 10
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Traditional
  • Year Built: 1991
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,102
  • Acreage: 0.11
  • Est. Taxes: $804
  • HOA Fee: $242 Monthly
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8468849
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/TB8468849/106nsaintgeorgecircle_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/6/2026 7:40:38 AM)
Listing courtesy of CARIBBEAN ISLE PROPERTY SALES INC.   Phone: 813-641-7067

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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106 N SAINT GEORGE CIRCLE, Apollo Beach, FL, 33572

$199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,200 $159,200 $159,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $67 $67 $67
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $942 $993 $1,301
Total Monthly Payment $1,084 $1,135 $1,443

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.