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Presented by
AJ International Group Naples |
866 Ridge Hill Drive, Derby, VT, 05829 | $495,000
Welcome to this beautiful residence set on 10. 11 acres in Derby, VT, offering an exceptional balance of privacy, comfort, and everyday convenience. Surrounded by nature, this property provides a peaceful country setting while remaining close to essential amenities. As you step inside, you are welcomed by rich hardwood floors and a well designed layout that flows effortlessly from room to room, creating a warm and inviting atmosphere throughout the home. The spacious kitchen features ample cabinetry, generous counter space, and room to comfortably prepare meals, perfect for both everyday living and entertaining. Adjacent to the kitchen, the dining area is enhanced by large windows that allow abundant natural light to fill the space. The living room offers a comfortable and relaxing environment, perfect for unwinding at the end of the day. The main level also includes an expansive primary bedroom complete with a large walk-in closet and a private ¾ bathroom. An additional generous bedroom offers excellent closet space and is located near the full bathroom giving comfort and ease. The lower level significantly expands the living space with an impressive 28’ x 30’ family room, ideal for family, recreation, or hosting. A beautifully crafted wood bar with sink adds both charm and functionality, making this space perfect for entertaining guests. This level also features a third bedroom, a ¾ bathroom, and a large utility room offering excellent versatility for hobbies, storage, or workspace. Outside, the property continues to impress with a spacious two-bay garage and direct access to walking, biking, snowmobile, and ATV trails appealing to outdoor enthusiasts, full-time residents, or those looking for a peaceful retreat. This property also offers Xfinity Comcast, 200 AMP Electric, Drilled Well and more. I-91, North Country Hospital, local shops, restaurants, and services are just minutes away, offering a rare opportunity!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full / 2 three-quarter
- Style: Ranch
- Year Built: 1994
- Garage: 2-car Garage
- Heating: Oil,Wood,Baseboard,Hot Water,Multi Zone,Wood Stove,Mini Split
- Cooling: Mini Split
- Basement: Finished,Interior Stairs,Walkout
- Approx Sq. Feet: 2,840
- Acreage: 10.11
- Est. Taxes: $4,700
- Lot Desc: Country Setting,Trail/Near Trail,Wooded,In Town,Near Skiing,Near Snowmobile Trails,Near ATV Trail
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: North Country Supervisory Union
- MLS#: 5075581
- Website: https://www.raveis.com
/prop/5075581/866ridgehilldrive_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/2/2026
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
AJ International Group NaplesLuxury Properties Specialists
239.315.1079
AJInternationalGroup@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
866 Ridge Hill Drive, Derby, VT, 05829
$495,000
AJ International Group Naples
Luxury Properties Specialists
William Raveis Real Estate
Phone: 239.315.1079
AJInternationalGroup@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $392 | $392 | $392 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,187 | $2,342 | $3,157 |
| Total Monthly Payment | $2,654 | $2,809 | $3,624 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484