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Price improvement! Motivated sellers! Welcome to paradise at Imperial Cove, a gated 55+ waterfront community ideally located in Clearwater along the shores of Old Tampa Bay. This beautifully maintained 2-bedroom, 2-bath villa offers the perfect blend of comfort, style, and low-maintenance living. The open-concept floor plan seamlessly connects the gourmet kitchen to the spacious living area, creating an inviting space for everyday living and entertaining. The kitchen is thoughtfully designed with stainless steel appliances, quartz countertops, and a striking deep-blue glass tile backsplash, all overlooking the light-filled living space framed by large windows. Luxury vinyl plank flooring enhances both bedrooms, while ceramic tile extends through the main living areas, kitchen, bathrooms, and Florida room. The spacious primary suite features a walk-in closet and a private en-suite bath with a walk-in shower. A desirable split-bedroom layout provides added privacy, with the secondary bedroom conveniently located near the guest bathroom and filled with natural light. Additional features include an in-unit laundry room with washer and dryer, a brand-new roof (2026), water heater approximately 2 years old, AC approximately 8 years old, and a generous air-conditioned Florida room with additional storage. The home also includes covered assigned parking with storage and ample guest parking. Imperial Cove offers resort-style amenities including a large heated pool, shuffleboard courts, putting green, fishing pier, and a two-story clubhouse featuring billiards, library, card room, fitness rooms, saunas, and a second-floor ballroom for social events. The community promotes an active lifestyle with a dedicated social director and a lighted waterfront walkway overlooking Bayside Bridge—perfect for scenic evening strolls.
The maintenance fee covers water, sewer, trash, exterior maintenance, grounds, roof, cable, insurance, and recreational amenities, offering true peace of mind. Experience effortless waterfront living in one of Clearwater’s most desirable 55+ communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$164,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $131,200 | $131,200 | $131,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $106 | $106 | $106 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $776 | $819 | $1,081 |
| Total Monthly Payment | $957 | $1,000 | $1,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.