1604 S OCEAN SHORE BOULEVARD, Flagler Beach, FL, 32136 | $1,190,900

If you are looking for Old Florida, welcome to 1604 S. Ocean Shore, located in Flagler Beach, a barrier island nestled between the Atlantic Ocean and the Intracoastal waterway. In this pet friendly beach town, you can take your golf cart around as part of the laid-back living. Enjoy the fishing Pier, eclectic shops, surfing, the beach, Sea Turtle Nesting, First Fridays and Ocean View dining (no chain restaurants). From your new home, enjoy unobstructed Ocean views and spectacular sunrises and waking up to the sounds of the Ocean.
This beautiful oceanfront home, where coastal elegance meets modern luxury has been remodeled and offers sweeping views of the Atlantic Ocean and the soothing sound of waves. With over 2, 400 square feet, this home has 3 bedrooms and 3 full bathrooms and provides the perfect combination of cozy and comfort for Family and Friends to enjoy. The kitchen has been completely remodeled and features quartz countertops and Whirlpool stainless steel appliances. The large laundry room includes a new Whirlpool washer and dryer, ensuring convenience and style. Every detail has been considered, featuring beautiful tile on the first floor and luxury vinyl flooring throughout the second level (NO CARPET). The primary suite offers a custom double vanity, his and her closets and a private front-viewing deck to enjoy the ocean vistas. The backyard has ample space to add a pool if desired, but for now offering grassy private space. The yard is fully fenced, making it perfect for entertaining and enjoying the beach lifestyle. An outdoor shower conveniently located on the side yard has additional space for surfboards, paddle boards and kayaks. The property features a two-car garage with coveted alley access, ideal for storing all your beach essentials. New pavers and thoughtfully designed landscaping create an inviting outdoor space, complete with a fire pit for cozy evenings by the ocean. Where to Retire magazine has named Flagler Beach as a top retirement destination. Flagler Beach is centrally located 1 1/2 hours away from the Orlando airport and Disney theme parks, one hour away from Jacksonville, 1/2 hour to the Nation's oldest City, St. Augustine and 1/2 hour from Daytona Beach, home of Daytona International Speedway and Bike Week.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 1984
  • Garage: 2-car Alley Access, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,476
  • Acreage: 0.14
  • Est. Taxes: $14,299
  • View: Water
  • Water Front: Yes
  • Appliances: Dishwasher, Freezer, Microwave, Range, Refrigerator
  • MLS#: FC315736
  • Days on Market: 132 days
  • Website: https://www.raveis.com
    /eprop/FC315736/1604soceanshoreboulevard_flaglerbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/12/2026 1:00:26 AM)

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Denae MontesiLicensed Associate Real Estate Broker

347.371.0573

Denae.Montesi@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

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978.457.6220

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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1604 S OCEAN SHORE BOULEVARD, Flagler Beach, FL, 32136

$1,190,900

Denae Montesi

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 347.371.0573

Denae.Montesi@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $952,720 $952,720 $952,720
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.277% 6.223% 6.183%
Monthly Tax Payment $1,192 $1,192 $1,192
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,636 $5,789 $8,040
Total Monthly Payment $6,953 $7,106 $9,357

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.