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MARKET PRICE ADJUSTMENT!! Now offered at $248, 500! Includes furnishings for an even easier start to your next chapter. Welcome to this St. Augustine model offering 2, 073 square feet of space, flexibility, and opportunity to truly make it your own. This 3-bedroom, 2-bath home features a split floor plan and an open layout that centers around a huge living room with soaring cathedral ceilings, creating a bright, airy feel the moment you walk in. Situated on a corner lot, the home enjoys a spacious yard with a fenced area perfect for your dogs, plus a separate lanai ideal for a hot tub or private outdoor retreat. The golf cart garage and over-sized 2-car garage provide plenty of room for vehicles, storage, and hobbies, while the closed-in laundry area adds extra convenience. Major updates include: roof replaced in 2021, AC replaced in 2020, and a brand-new electrical panel box in 2026, giving you peace of mind as you add your personal touches and updates to match your style. With great bones, generous space, and endless potential, this home is ready for its next chapter—yours. Oak Run is a vibrant 55+ community offering an exceptional lifestyle with an impressive array of amenities. Residents enjoy six community pools, including a heated indoor pool, along with a country club, fitness center, billiards room, ceramics studio, card room, and library. Outdoor enthusiasts will love the 18-hole golf course, lighted tennis and pickleball courts, bocce ball, shuffleboard, and horseshoe pits, while pet owners appreciate the newer dog park. Social opportunities abound with over 120 clubs and activities, plus dining at the Royal Oaks dining room. Affordable HOA fees cover three security gates, access to all community amenities, garbage pickup, basic cable, and common-area maintenance, making Oak Run an outstanding value and an easy place to enjoy an active, connected lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$248,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $198,800 | $198,800 | $198,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $103 | $103 | $103 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,191 | $1,240 | $1,638 |
| Total Monthly Payment | $1,369 | $1,418 | $1,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.