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Welcome to 12647 20th St E in the desirable community of River Plantation on one of the best lots in Parrish! This spacious four bedroom, three bathroom home with an additional den/office offers 2, 752 square feet of living space under air and was built in 2010. The thoughtful split floor plan includes two main living areas and a dedicated dining room with a pass-through and additional cabinetry, providing plenty of room for entertaining and flexible living. The large kitchen features ample storage with under-cabinet lighting, granite countertops, stainless steel whirlpool appliances, an undermount sink with disposal, and a breakfast nook that overlooks the lanai and private backyard. The master suite is a true retreat with sliders connecting to the lanai, two walk-in closets featuring adjustable shelving and a spa-like bathroom with stone counters, double vanity, walk-in shower, tub, and private pocket door access to the office. On the opposite side of the home, three additional bedrooms and two bathrooms are separated by pocket doors, offering both privacy and convenience. Throughout the home you will find crown molding (main living areas and primary bedroom), recessed lighting, ceiling fans in every bedroom, den and family room, tile flooring in the main living areas, and carpet in the bedrooms. The laundry room has a sink and cabinets and is located just off the kitchen and connects to the 2 car garage which includes a coated/sealed floor, ceiling storage, and a work-bench. The exterior features a large screened lanai, an irrigated, landscaped yard with room for a pool, and a serene preserve and water view that will never be built on. River Plantation is a well-kept neighborhood with low quarterly dues and amenities that include a playground, tennis/basketball courts, community pool, walking trails and a launch ramp for kayaks and canoes to access the Manatee River! Conveniently located between Sarasota and Tampa/St. Pete, this home is close to Fort Hamer Park with a boat ramp and playground, the popular Ellenton Premium Outlet mall, golf, dining, beaches and more. A brand new HVAC system was installed in 2024. Showings available now!
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,995
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $463,996 | $463,996 | $463,996 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $238 | $238 | $238 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,562 | $2,745 | $3,700 |
| Total Monthly Payment | $2,892 | $3,075 | $4,030 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.