Welcome to this charming and well maintained 3 bedroom 1 bath colonial, an ideal opportunity for buyers looking to put down roots in Patchogue Village. Set on a private and beautiful 1/4 of an acre fully fenced lot, this home offers a detached one car garage with ample driveway parking, a basement with interior access and many updates throughout. One of the home's highlights is the inviting sunroom, a cozy spot to read, relax or enjoy the afternoons natural sunlight. Enjoy the ease of village living with walkable access to the Great South Bay, Patchogue River, Main Street and all of the dining and shops it has to offer, plus enjoy the village amenities including the village pool just a few blocks away! Conveniently located near the LIRR and the Fire Island ferries, making commuting and weekend getaways a breeze. An easy place to feel at home so don't miss this chance to see it in person.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,992 | $439,992 | $439,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.443% | 5.668% |
| Monthly Tax Payment | $945 | $945 | $945 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,568 | $2,709 | $3,566 |
| Total Monthly Payment | $3,605 | $3,746 | $4,603 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.