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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. ***Now offering a $10, 000 Seller Credit with reasonable offer*** Roof replaced in 2025 by HOA. ***Peace of mind with a transferable flood policy at only $1, 000/year—an incredible value for the area. ***
World-Class Amenities & Location
With no age restrictions, MiraBay offers a vibrant atmosphere for everyone.
The Clubhouse: A beautiful, coastal-inspired clubhouse situated right on the water.
Fitness & Fun: State-of-the-art gym facility, resort-style pools, and tennis courts.
Prime Location: Enjoy being minutes away from Apollo Beach’s growing collection of premier shops and dining.
Whether you are looking for a full-time residence or a seasonal getaway, this villa offers the ultimate coastal vibe with unparalleled peace of mind.
Effortless "Lock-and-Leave" Lifestyle
Designed for low-maintenance luxury, this home allows you to spend more time enjoying life and less time on chores. The HOA comprehensively covers:
Roof maintenance and replacement.
Lawn care and irrigation.
Complete exterior maintenance and professional exterior painting.
Sophisticated Interior
Experience the pinnacle of coastal luxury in MiraBay, Apollo Beach’s premier resort-style community. This charming villa-style townhome offers the perfect blend of elegance and ease, situated on a peaceful lot that provides serene conservation views from your front door and a private, park-like sanctuary in the back.
Recent High-Value Upgrades:
This property stands out for its total peace of mind, featuring recent mechanical and structural updates that ensure a worry-free move-in:
New Roof: Installed May 2025 (Maintained by the HOA).
New A/C System: Installed 2024.
New Water Heater: Installed 2020.
Inside, the home welcomes you with an open, airy layout and high-end finishes:
Elegant Proportions: Soaring 10-foot ceilings and wide hallways create a sense of grandeur.
Gourmet Kitchen: A chef-inspired space featuring stainless steel appliances and generous counter space, flowing into the open-concept family room.
Split Floor Plan: The primary suite is a private retreat separate from the two guest bedrooms, featuring dual vanities, a large walk-in shower, and an expansive walk-in closet.
Outdoor Living: An oversized porch provides the perfect setting for quiet mornings or evening breezes.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $696 | $696 | $696 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,433 | $1,510 | $1,970 |
| Total Monthly Payment | $2,204 | $2,281 | $2,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.