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Welcome to 1158 CR 439 in Lake Panasoffkee, a property that delivers on functionality and location. This well-laid-out home offers comfortable living areas filled with natural light, creating a welcoming environment for both everyday living and entertaining. The practical floor plan provides flexibility to suit a variety of lifestyles, making this home as functional as it is inviting. You’ll find a shed for extra storage, two carports perfect for vehicles, boats, or recreational toys, and a deck already in place for an above-ground pool, offering a great foundation for future outdoor upgrades or a spacious entertaining area as-is. Located in the heart of Lake Panasoffkee (known for some of the best fishing in Florida), this property offers a relaxed, small-town atmosphere with easy access to boating, fishing, and outdoor recreation. Enjoy the convenience being only minutes from US-301 and I-75, providing quick commutes to Sumter County. Just minutes away, The Villages hosts free nightly entertainment, golf, shopping, dining, and much more! Florida’s west coast is nearby with waterfront dining, kayaking, fishing, beaches, and springs for weekend fun. Whether you’re looking for a quiet place to settle down or a home close to Florida’s natural beauty, this property delivers simplicity, location, and potential. Equal Housing Opportunity.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$122,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $97,600 | $97,600 | $97,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $70 | $70 | $70 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $601 | $616 | $810 |
| Total Monthly Payment | $746 | $761 | $955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.