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Welcome to 51 Longfellow Drive, a well-maintained 3-bedroom, 2-bath home offering 1, 522 square feet of comfortable living space on a generous 0. 30-acre lot in a quiet, established Palm Coast neighborhood—with no HOA. While the home could benefit from some cosmetic updates, the big-ticket items have already been taken care of, with a new roof and A/C system replaced in 2024, offering peace of mind to the next owner. Built in 2004, the home features a functional, open floor plan with hardwood flooring throughout, an open kitchen with breakfast bar, and abundant natural light from large windows overlooking the private backyard. Mature trees provide a serene setting and added privacy, while the covered and screened patio creates an inviting space to relax or entertain. The oversized backyard offers ample room for gardening, play, or future enhancements. Conveniently located near schools, shopping, dining, and just a short drive to the beach, this property presents an excellent opportunity to personalize and add value in a desirable Palm Coast location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$323,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $258,400 | $258,400 | $258,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $57 | $57 | $57 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,591 | $1,632 | $2,146 |
| Total Monthly Payment | $1,723 | $1,764 | $2,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.