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Discover the perfect blend of historic character and modern living in this meticulously maintained stilted cottage. Built in 2017 with authentic Old Florida style, this move-in ready home offers premium finishes, dual street access, and exceptional walkability to downtown St. Augustine's most beloved attractions.
Interior Features:
Open-concept kitchen with breakfast bar and modern appliances flows seamlessly into the eat-in dining area and spacious living room with electric fireplace. The primary bedroom suite boasts an oversized walk-in closet and private en-suite bathroom. Energy-efficient construction with modern systems throughout ensures comfort and low maintenance.
Outdoor Living:
Covered paver patio ideal for year-round entertaining, charming front porch perfect for morning coffee, and low-maintenance landscaping. Dual street access from Moore Street and Pomar Street provides rare off-street and parking—a premium amenity in historic downtown. Prime Lincolnville Location:
Walk to Flagler College, Castillo de San Marcos (5 minutes), and St. George Street's shopping and dining. Minutes to Atlantic beaches. This culturally significant neighborhood features restored Victorian homes, vibrant arts community, and authentic Florida heritage in the heart of America's oldest city.
Investment Opportunity:
Strong vacation rental potential with proximity to 7+ million annual visitors, modern construction meeting current codes, and turnkey condition. Ideal for second home buyers, investors, retirees, or remote workers seeking walkable downtown living with historic charm.
Experience modern Florida living in a historic setting. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $701 | $701 | $701 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,683 | $2,870 | $3,852 |
| Total Monthly Payment | $3,476 | $3,663 | $4,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.