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2970 Lewis Speedway is a truly exceptional marsh-front property that combines space, privacy, and modern updates—all just minutes from downtown St. Augustine and Vilano Beach. Whether you're looking for a spacious family home, a short-term rental opportunity, or a versatile combination of both, this property delivers in every way. Set on a rare 1-acre lot, the home has been thoughtfully updated inside and out, featuring durable Hardie siding with warm cedar accents and a welcoming screened-in porch that invites you to relax and take in the expansive marsh views. Inside, the ground level offers two private bedroom suites, both with marsh views and designed with separation from the main living areas for enhanced privacy. This thoughtful layout supports a multi-generational floor plan, making it ideal for families who want space and flexibility. The expansive primary suite at the back of the home feels like its own retreat, complete with a private coffee bar, sitting area, dual walk-in closets, and a large master bath. The secondary suite on the ground floor functions perfectly as an in-law suite, featuring a beautifully remodeled bathroom with stylish tile and shiplap details—an inviting space for guests or extended family to feel completely at home. Upstairs, you'll find an open-concept living space centered around a brand-new kitchen with a 10-foot island and sweeping marsh views from nearly every angle. The open floor plan is ideal for hosting large gatherings or simply enjoying everyday life with family and friends. Three additional bedrooms are located on this level, including a guest suite that opens to an east-facing balcony, perfect for morning sunrises or evening breezes. Recent upgrades include a 2022 HVAC system, newer metal roof, updated appliances, new septic system, fully fenced yard, and an automatic security gate for added privacy. Outside, a fire pit overlooks the marsh, creating the perfect spot to unwind and entertain. With no HOA restrictions and ample space for boats, RVs, or future additions like a detached garage, pool, or workshop, the possibilities are endless. This is one of the few—if not only—1-acre marshfront homes this close to downtown, making it a truly rare find. Schedule your private showing today to experience the beauty, comfort, and uniqueness of this unforgettable property.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $655,200 | $655,200 | $655,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.858% | 5.806% |
| Monthly Tax Payment | $691 | $691 | $691 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,618 | $3,824 | $5,397 |
| Total Monthly Payment | $4,401 | $4,607 | $6,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.