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One or more photo(s) has been virtually staged. Price adjustment recently made and is below the most recent known appraisal! Seller is motivated so bring a proposal. A clean 4-pt inspection recently done. Was under contract, but the buyer's financing fell through, oh well, his loss is your gain! Unrepresented buyers might be eligible for a discount. Welcome to Lake Forest (a pet friendly community w/ breed restrictions) & your new maintenance-free lifestyle. No storm damage here, no carpet, no polybutylene piping (from the latest available inspection report), no litigations for this property or building, & no flood insurance required. This stylish, updated, open floor plan, 2/2/1 tri-level townhome style condo is move-in ready. The living/dining areas & kitchen are on the main level. All bathrooms/bedrooms are on the upper level. Recent upgrades include: the luxury vinyl plank flooring/base boards & inside paint throughout; the kitchen w/ shaker cabinets/soft close drawers/stainless steel appliances/recessed lighting/double sink/sensor faucet/GFCIs/breakfast bar; the skylights w/ retractable blinds; the impact sliders at both the rear balcony w/ a serene view & the front balcony off the master bedroom that has a partial water view; the ensuite bathroom w/ a walk-in shower & a separate vanity space; both bedroom closets/drawers; the 2nd bathroom vanity; all of the ceiling fans/lights/faucets/toilets; the full size washer/dryer & 40-gal water heater; & the garage door opener/springs. All updates were between 2019-2023 (break down of each item's respective dates are available as an attachment/phone call/text/email). The HVAC was just serviced w/ no issues found. The great/family/living room & 2nd bedroom have vaulted/high ceilings. The 2nd bedroom has a clerestory window looking down on the main living area. The large, ground floor air-conditioned laundry/utility room has plenty of space for storage/flex/office/crafts/gym & leads to the 1 car garage. Guest parking is only steps away. The community has a pool/hot tub/club house & a beautiful, bridged walkway over an estuary. Your HOA fee also includes cable/internet/water/sewer/trash/recycling/exterior maintenance/siding/roof/grounds/annual termite inspections & a quarterly assessment for the community roof replacements (this unit's roof was replaced in 2023), all units currently have this assessment and some listings in this subdivision may not be reflecting this in their total average monthly fee. Across the street off of 94th Ave is the Forbes Recreation center/the Helen Howarth Community Park & Dog Park/the Pinellas Park Little League/the Patti Johnson Farm & the Pinellas Park Equestrian Center. There are miles of walking/jogging/biking/horse trails throughout the area. There are playgrounds/basketball courts/pavilions/etc in the park. There are plenty of before & after school programs/childcare/summer sessions that are all w/in walking distance. You are conveniently close to restaurants/businesses/shopping at 66th St N & Park Blvd. The beaches/Bay Pines VA center/schools are just minutes away. This is an easy commute to St Petersburg. This would also be great for a seasonal retreat. Schedule your appointment today!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $164,000 | $164,000 | $164,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $364 | $364 | $364 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $944 | $1,050 | $1,362 |
| Total Monthly Payment | $1,383 | $1,489 | $1,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.