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One or more photo(s) has been virtually staged. Owner Financing available!!! 10767 Penny Gale Loop — Where Every Day Feels Like Coming Home to Vacation There’s a certain feeling you get the moment you arrive at something warm, welcoming, and unmistakably special. This beautifully appointed 3-bedroom, 3-bathroom home sits in the heart of Mirada, a community built around connection, comfort, and the joy of everyday living.
Just beyond your doorstep lies the iconic 15-acre Mirada Lagoon, the largest in the nation. It’s more than an amenity—it’s a lifestyle. Mornings can begin with your toes in the sand, afternoons spent kayaking or paddleboarding across crystal-blue water, and evenings unwinding beneath the glow of sunset. The lagoon’s sandy shores, swim-up areas, cabanas, water slides, splash park, and floating obstacle course create a place where families laugh, friends gather, and memories come easily.
Mirada’s charm extends far beyond the water. Scenic multi-modal paths, nature trails, a playground, and a dedicated dog park invite you to slow down, breathe deeply, and enjoy the outdoors. And with State Road 52 just outside the community and I-75 only five minutes away, you’re close to downtown Tampa while still wrapped in the calm of a peaceful suburban retreat.
A Community That Feels Like Its Own Little World
The Market at Mirada brings convenience right to you, with a Publix, shops, and restaurants just moments away. When you’re ready to explore, The Grove, Wiregrass Mall, Tampa Premium Outlets, and countless dining options are all within a short drive. For a touch of small-town charm, historic Downtown Dade City offers quaint boutiques and cozy local eateries.
A Place Designed for Connection Whether you’re joining neighbors for events on the lagoon’s event lawn, taking a sunset golf cart ride, or play at the tot lots, Mirada makes it easy to feel part of something bigger.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$383,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $306,400 | $306,400 | $306,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $461 | $461 | $461 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,716 | $1,835 | $2,443 |
| Total Monthly Payment | $2,252 | $2,371 | $2,979 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.