16108 CEDAR KEY DRIVE, Wimauma, FL, 33598 | $425,000

This spectacular Florence model is tucked away on a private cul-de-sac street and offers a breathtaking long water view. Located in Valencia Lakes, Tampa Bay’s premier 55+ resort-style community, this home is ideal for relaxing or entertaining from the large extended covered and screened lanai, the perfect spot to enjoy morning coffee while taking in beautiful Florida sunrises. Exceptional curb appeal is highlighted by a stunning bay window, brick paver driveway and walkway, and decorative plant-bed curbing. This move-in-ready residence features three bedrooms, two bathrooms, and a two-car garage with an open great room floor plan, high ceilings, and elegant crown molding throughout. Upon entering through the eight-foot decorative impact glass front door, you are welcomed by a grand foyer with a soaring thirteen-foot ceiling, built-in art niches, and large diagonal-set tile flowing through the main living areas. The spacious great room seamlessly connects to the kitchen and informal dining area, which opens directly to the private extended lanai with tranquil pond views and no backyard neighbors. The gourmet eat-in kitchen is beautifully appointed with granite countertops, an undermount stainless steel sink, 42-inch soft-close raised-panel maple cabinets, under and over cabinet lighting, a custom designer backsplash, built-in pantry cabinetry, reverse osmosis system, and upgraded stainless steel appliances including a slide-in range and French door refrigerator. The informal dining area provides an inviting space for everyday meals and entertaining guests. The primary suite is a true retreat, featuring a coffered ceiling, two large walk-in closets, and a bay window that creates a comfortable sitting area. The en-suite bathroom includes a large walk-in shower with tile extending to the ceiling and a built-in seat, a Roman tub, dual vanities with granite countertops and undermount sinks, upgraded white cabinetry, and a large window with obscure glass for added privacy. The second bedroom offers a bay window and ample space to accommodate king-size furniture. The versatile den, which can serve as an optional third bedroom, includes double six-panel entry doors and a closet for storage. The second bathroom features a tub and shower combination with tile to the ceiling, granite countertops with an extended banjo top, and a full wall mirror. The separate laundry room includes upper cabinets, a washer and dryer, and a utility sink with lower cabinetry. Additional features include a high-efficiency HVAC system with variable-speed air handler and UV light, accordion storm shutters, reverse osmosis system in the kitchen, designer lighting and ceiling fans, custom window treatments, plantation shutters, extra recessed lighting, rain gutters, an electric roll-down shade in the great room, a whole-house surge protector, and more.
Valencia Lakes offers an exceptional resort lifestyle with a 40, 000-square-foot clubhouse, state-of-the-art fitness center, resort-style pools, tennis and pickleball courts, walking paths, clubs, live shows, arts and crafts, a new restaurant, softball field, boat and RV storage and countless social activities. This immaculate home is ready for its next owner to begin enjoying the active Florida lifestyle they have been waiting for.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Lobby Key Required, Pickleball Court(s), Pool, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions, Wheelchair Access
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2016
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,943
  • Acreage: 0.15
  • Est. Taxes: $5,609
  • HOA Fee: $1,770 Quarterly
  • View: Water
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8467044
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8467044/16108cedarkeydrive_wimauma_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/28/2026 9:36:54 PM)
Listing courtesy of SALTZBERG & ASSOCIATES REAL ESTATE   Phone: 813-727-8553

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

16108 CEDAR KEY DRIVE, Wimauma, FL, 33598

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.507% 6.649% 6.026%
Monthly Tax Payment $467 $467 $467
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,093 $2,147 $2,823
Total Monthly Payment $2,635 $2,689 $3,365

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.