|
Welcome to 136 Beach Road in Wading River, a truly one-of-a-kind, year-round destination retreat nestled in the private sound front Beach community of Wildwood Shores Estates, just two doors from private beach access. Set on a picturesque lot, the property offers two driveways one paved in 2019 and one unpaved as well as an EV charging station. Surrounded by an abundance of specimen trees, native plantings, and mulched pathways, the grounds are designed for natural beauty and low maintenance living, featuring a private, no mow lawn. The exterior showcases newer board and batten siding, an updated storm door, and two inviting front patio areas complete with a retractable awning, perfect for relaxing outdoors. The wood windows and roof have been insulated and replaced, adding to the efficiency and comfort in this over 1, 500 interior square foot home. Welcome inside this bright home greeted by its many windows, high ceilings throughout, original millwork, and architectural details that give the home its distinctive character. The vaulted living room & great room feature hardwood floors, original wood paneled walls, skylights, a ceiling fan, and a striking floor to ceiling wood burning fireplace crafted from rocks found along the shore of the Long Island Sound. Just off the living room is a cozy dining room that leads to the new kitchen, complete with granite countertops, white raised panel cabinetry, under cabinet lighting, and stainless steel appliances. The spacious primary bedroom offers a new black and white ensuite bath, a large walk-in-closet with laundry all tucked behind a repurposed barn door with direct outdoor access. Two additional bedrooms and a newly renovated hall bath complete the home, offering three bedrooms and two full bathrooms. An additional structure on the property presents an opportunity to be converted into a studio apartment or office for additional living space and/or additional potential income, which could expand the property to four bedrooms and three bathrooms. Wading River is a true gem, offering easy access to nearby beaches, top dining, golf, country clubs with close proximity to the East Wind Spa, Hotel and Shops, serving as the gateway to the beginning of the North Fork, East End vineyards and wineries. This home is also part of the Riverhead School District.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$616,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $493,520 | $493,520 | $493,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $626 | $626 | $626 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,802 | $2,956 | $3,967 |
| Total Monthly Payment | $3,520 | $3,674 | $4,685 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.