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2107 W CHERRY STREET, Tampa, FL, 33607 | $465,000
One or more photo(s) has been virtually staged. 4/3 single-family home in West Tampa. Detached Accessory unit (ADU) with private entrance. Updated electrical, plumbing, AC, and water heater. Built 1908.
This 4-bedroom, 3-bathroom single-family home in Tampa offers a flexible layout with a detached accessory dwelling unit already in place, making it suitable for primary living with rental income, multigenerational use, or a private workspace. The property has been updated through the city permitting process, with key systems addressed to support long-term ownership confidence.
Inside the main home, the layout includes 3 bedrooms and 2 bathrooms with an open living and dining configuration. The kitchen features updated cabinetry, stone counters, and a full appliance package including range, refrigerator, microwave, and dishwasher. Flooring includes ceramic tile in main areas and carpet in bedrooms, with ceiling fans and a walk-in closet in the primary suite.
Major systems have been improved, including updated electrical and plumbing, central air conditioning, and a newer water heater. These updates reduce near-term maintenance concerns and support financing across conventional, FHA, and VA loan types. A one-year home warranty is also provided by the seller.
The detached ADU includes its own private entrance, kitchenette, full bathroom, and mini split system. This separate space can function as a rental unit, guest suite, or home office, adding measurable utility and income potential not commonly available in similar properties.
Located approximately 3 to 4 blocks from the Riverwalk extension, the home provides access to one of Tampa’s expanding lifestyle corridors with proximity to dining, recreation, and waterfront paths. The area continues to see development, supporting both owner-occupancy and investment positioning.
Additional details include public utilities, no HOA fees, no minimum lease restrictions, and placement in Flood Zone X. The lot measures approximately 0. 07 acres, and the home is offered vacant for immediate occupancy at closing.
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 28 x 102
- Laundry: Electric Dryer Hookup
- Year Built: 1908
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,382
- Acreage: 0.07
- Lot Size: 28 x 102
- Est. Taxes: $3,040
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
- MLS#: TB8470450
- Days on Market: 103 days
- Website: https://www.raveis.com
/prop/TB8470450/2107wcherrystreet_tampa_fl?source=qrflyer
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC Phone: 407-469-0090
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2107 W CHERRY STREET, Tampa, FL, 33607
$465,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $253 | $253 | $253 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,141 | $2,382 | $3,089 |
| Total Monthly Payment | $2,469 | $2,710 | $3,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388